well thats a story in itself as well.... Yes some have called and sent letters BUT I found out that my brother and sister in law I guess had put down that I was married to my brother in law and got a couple Providian credit cards in my name. I now have 5 providian acounts now on my report. I was shocked! I explianed that I never had a card with them! Nor was I ever married to my brother in law! And I never lived in the town that they live in. But it still remains on my account!