Ekate

I have one credit card that I can no longer manage. I was on a promotional APR that just ended and my payments have gone up $300. I am already paying out $600 a month in credit card debt alone. In the past year I have gotten serious about paying down my debt - but the $600 is all I can manage and to be honest there are some months when unexpected expenses arise when even that is a challenge. I have never been late with a payment and have a very good credit rating - but this one card is going to sink me. I have looked into debt consolidation, after reviewing my situation their advice was to