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About makia1212

  • Rank
    CIC Member
  • Birthday 07/29/1973


  • Biography
    Married, New Mom

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  1. Pinnacle credit services is reporting on my credit report saying I owe for an old credit card. I disputed and it came back verified. This account with the old credit card has been taken care of. They wont remove from my credit report because they say that it has been verified. I called pinnacle, they say they are reporting for Trak America. I called Trak America and got transferred to voice mail, they will not give me an address. How do I get this removed from my credit report? Pinnacle is just the agency that is reporting for someone else (TRAK), are they liable to any laws? Pinnicle or Trak
  2. Well, actually the entire debt was not valid, the interest they calculated was not legal, and they had no reason or explanation as to why they charged such high amounts to come up with the figure they came up with. Also our identity was stolen around the same time, I wanted them to send me proof all the charges were legit, and in fact that the card was mine ( I thought it probably could have been one of my cards, but after the smoke cleared I was not totally sure- I thought I had the right to have proof) no one would send me proof even after timely DV (This was the CA not the OC so they shou
  3. Well, I didn't admit to it. I said since I have not read all of these I cannot say if they were mine or that I was writing about me or this case (and I couldn't - who knows copy and paste- altered perhaps, I was not going to say without reviewing it). The judge said that he doubted that anyone would write under my screen name, and there was way to many coincidences to say it was not me. She just made me read a few lines that I had supposedly wrote and that was it, basically admitting the card was mine (which was clear from the other evidence anyway) The other stuff she had me read was not rel
  4. "I would have fallen on the floor at that moment! What a shock and surprise" I KNOW! it was like one of those episodes of Perry Mason when the surprise evidence comes out in the end LOL! I have to laugh about it now....
  5. Well this is a long story. I was representing myself and completely out of my element. This forum has helped me a lot, it was my own fault for being too specific. Besides I was once told never write anything down that you don't want to whole world to know and I still think that rings true. The judge did say I must have had a lawyer write up my lawsuit, when I said no he said I did a damn good job, so that made me feel good. I was totally taken off guard with this (presenting my forum posts as evidence), she submitted it because she said she had just found it the night before. There are way t
  6. I meant to say having my posts used against me in court. thanks for the info
  7. After having my posts in court, I would like to remove them. Any way to do this? I don't know if this is a good place to post this and don't know how to get in touch with ADMIN Thanks
  8. Hello everyone. Just got back from court ordered arbitration. It went surprisingly well. I did have quite a surprise when the attorney for the plaintiff (capital one) entered all my forum entries related to this case off this forum into evidence. Since it is a public forum the judge allowed it. Just thought I would give people off the forum something to think about when they are writing their posts:) To spite my pure ignorance of legal procedure, the judge and the attorney were very nice. I think I was quite lucky considering.
  9. THank you here is an interesting bit of info on pinnacle And the best one yet Looks like I have a long way to go with this company