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Content Count
3,152 -
Joined
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Last visited
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Days Won
6
CleverCynic last won the day on November 12 2008
CleverCynic had the most liked content!
Community Reputation
1,029 ExcellentAbout CleverCynic
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Rank
Clever, AND Cynical
- Birthday 04/03/1972
core_pfieldgroups_99
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Biography
Married, 3 kids, Doctoral student, smart as patio furniture
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Interests
Guitar, computers, movies, research, audio, credit grooming, pets: dogs fish cats
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Occupation
Pharmacist Wannabee
Profile Fields
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Location
NC
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Removed ALL EQ Inquiries in less than 24 hours
CleverCynic replied to tme1's topic in Credit Bureaus/Reports/Scores
No one's tried this in 2 months? Tried yesterday, dispute ended today. Still there Anyone else have any recent luck? -
MyFico Discount Codes
CleverCynic replied to someonesomewhere's topic in Credit Bureaus/Reports/Scores
Still works! Sup guys? -
I like Fresh Linen
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LOL... 9:45pm.... Wuss
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New Egg, Be Aware!!!!!!!!!!!
CleverCynic replied to Krash's topic in Obtaining Credit Cards, Auto Loans and Financing
Is it the tail-end of your payment deferrment program (no payments or int for 6 months)? It may be that its the accrual interest from all that time figured over a single month?? I've not seen anything like that yet, but I only made my first purchase last month and used maybe 18% of my credit line... -
wow unbelivable
CleverCynic replied to lp1967's topic in Obtaining Credit Cards, Auto Loans and Financing
WTC he's talking about EQ, which you can have the INQ's removed for real. Less inq's is more attractive to creditors, and in kind the score moves upward. In that sense the score climb is of value as it does correlate to improved attractiveness, even if it isn't "the number" they see. -
wow unbelivable
CleverCynic replied to lp1967's topic in Obtaining Credit Cards, Auto Loans and Financing
My experience you get some back, then the rest within about a month. Hard to say why. -
Paying off my Student Loan
CleverCynic replied to Maikeru-sama's topic in Credit Bureaus/Reports/Scores
They should be there for another 10 years after paid off, then your existing accounts will probably be as old or older than those are now. -
My info is of limited value because it was weird, but I was denied Chase Disney, PLANNED to recon, then I noticed they pulled another report a week or two later and then approved me for $500 without doing anything further. So, at minimum, expect a small line at first. They did grant my request for a CLI recently to $3500 after my last baddie fell off. Helluva increase.
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Let's just say I look good in all orange...
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Target CLI!!!
CleverCynic replied to whocares's topic in Obtaining Credit Cards, Auto Loans and Financing
I seem to have gotten it too. Conversion would have been better...