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chilei17

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Everything posted by chilei17

  1. I need some help...I have been given a court date for over a month from now for Captial One...we joined a debt settlement company almost a year ago and have between $800-900 with them at this point. I received a letter from Capital One Services now asking to contact them to may payment arrangements... My question is do I contact them in writing or call to try and make a settlement offer so I don't actually have to go to court? As a family, we can't afford to have my wages garnished...the debt is for $4700 now as it had been around $3500 when we joined the debt settlement company about 11 months ago. I know if I knew we could do our own debt settlements then we wouldn't have joined the company in the first place. Please help me on what we should do...thanks.
  2. I need some help...I have been given a court day for over a month from now for Captial One...we joined a debt settlement company almost a year ago and have between $800-900 with them at this point. I received a letter from Capital One Services now asking to contact them to may payment arrangements... My question is do I contact them in writing or call to try and make a settlement offer so I don't actually have to go to court? As a family, we can't afford to have my wages garnished...the debt is for $4700 now as it had been around $3500 when we joined the debt settlement company about 11 months ago. I know if I knew we could do our own debt settlements then we wouldn't have joined the company in the first place. Please help me on what we should do...thanks.
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