virtualrn

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virtualrn last won the day on March 26 2008

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About virtualrn

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    persevering......

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  1. Let me clarify: They are not suing me. I am suing them in small claims. They are trying to settle to make me go away! I am just wondering if this is an acceptable offer and what other terms to request.
  2. 1. 129.00 unverifiable zombie 2. Yes 3. N/A 4.CA
  3. CA wants to settle rather than go to small claims. What is a good settlement amount. CA has offered $500.00. Additionally, I want removal of this timeline. Anything else?
  4. Have her contact Darrell Steinberg's office. He advocates and has written bills for CA renters. He has interns who will give her resources regarding her rights.
  5. I had an account that this CA bought. It has been over seven years from the date of last activity. I have done the verification request, complaint with the BBB and Consumer Financial Bureau. I just sent the dispute to the CRAs on Wednesday. So today I get a call from some woman from Midland Credit Management from "Phoenix" telling me she is recording this call and it is about this SOL account. Tells me they can't sue me but they can continue to collect and report.....what kind of harassment baloney is this? I asked her if this was a joke and to send me verification on the account. So, why in the world would Midland think I would be interested in resetting the clock?
  6. Well-I would have to add this input-my companion has lost $600,000 so far which puts him back to about 10 years ago financially......his financial advisor blames it on the elimination of the mark to market rule in December and two fed politicos who have completely revamped Wall Street in a few short months-bringing investment banking back into the commercial banking fold....something that has not been done since the 1930's....and with the elimination of the mark to market rule, financial institutions had to begin to state their real value including their bad real estate packages. Values were based on a house of cards. The market has always been pyschologically based-right now it is panic driven. This period is also being referred to as a reverse bubble. There are excellent blue chip bargains out there and online trading has never been easier. Buy in the bear, sell in the bull.......
  7. Joey Bergamine, 19, who is preparing for a re-trial in Fayetteville, N.C., on a DUI charge stemming from a July 2007 incident, will argue that he should have been advised of his right to have a lawyer present when his father kicked open his bedroom door hours after the incident to help police officers who had come to question him. Joey's father is the police chief of Fayetteville, and Joey's lawyer said entering a locked room, as well as the subsequent interrogation, constituted "police" action and not "parental" action, and since his dad failed to "Mirandize" him, the charge should be dismissed. [Fayetteville Observer, 8-16-08]
  8. Mom of 5, Admin-amidst all the finger pointing these last couple of days, your responses are intelligent, obviously researched, and are very well written. No name calling, party bashing, or accusations.....Very good!
  9. Admin, isn't that the truth? However, the fiat system is at the end of it's road.... A severe recession is coming no matter what this bill looks like or smells like. Throwing money down rat holes is what got us into this mess and this bill is no different. This bill is the tree branches breaking our fall as we hurtle down to bloody rock bottom.... Good luck to everyone on this board, we will need it.....OK-I tend to think in worst case scenario-rosier comments please!
  10. Can't really get too politic.,I am a bit ticked so I would just rant....just watching all the finger pointing, grownups acting like little girls called ugly lol. Imagining the CEOs who walked away with trillions sitting on their yachts, smiling, and giving us all the finger......
  11. If you are an investor who has seen your investments, mutual funds, or 401s tank this last year and agree with this petition, please click the link below to add your name. Patrick Byrne of course had started a company called Overstock.com,; it was rivaling Amazon when it became a naked short sellers money maker. At one time, 60,000,000 phantom stock existed for Overstock. Dr. Byrne has been writing about this peril and his experience since 2004........Incidently, Christopher Cox's recently "emergency" implemented rules for short selling and naked short selling expire Oct 1, 2008. In effect, it will be back to miscreant fun on Wall Street next Thursday......Please forward this to all who may be interested. Source: http://mainstreetamericans.info/ STOP NAKED SHORT SELLING NOW! To: Our Elected Leaders From: Patrick Byrne & Concerned Americans America’s capital markets used to be the envy of the world. Now they are in turmoil — turmoil caused by manipulative and abusive naked short sellers! It is time for it to stop — and now. You are charged with overseeing and policing our capital markets. As long as naked short selling continues, our markets will suffer and you are not doing your job. That is shameful. Start doing your job — and now. Half-measures don’t work. We are in a deep enough financial crisis that you can’t waste any more time. Do the following — and do it now: 1. Put in place a market-wide mandatory pre-borrow requirement (like the SEC did in the 30-day July 15 emergency order that protected 19 financial institutions). 2. Create the obligation that if a naked short seller fails to deliver a share, the purchaser must force a mandatory buy-in (this is the rule in Canada where it works). 3. Track trades cradle-to-grave (rather than net blocks of trades against each other), so that it is obvious who the naked short sellers are and the total amounts they are stealing. 4. Provide regular and timely disclosure by naked short sellers of when and how many shares they are failing to deliver. 5. Then enforce these rules (which should include significant monetary penalties and jail time). Our capital markets are too important to let greedy manipulators ruin them. Get these laws in place, police them, and help restore the economy you are charged with protecting. Sincerely, Patrick Byrne & Concerned Americans After you have added your name to this petition an e-mail will be sent to the given address to confirm your signature. Please make sure that your e-mail address is correct or you will not receive this e-mail and your name will not be counted. Join the many people who have signed this petition.
  12. Yeah, I think it was $3500 when I finally did the math last night-stupid idea anyway, gads-can you imagine the mark ups on supplies if everyone had the original amount to spend --but nevertheless funny....
  13. So how much would we get if we add $700+ to that plan? Anybody care to do the math?
  14. Received this e-mail and I thought it was very funny: I'm against the $85,000,000,000.00 bailout of AIG. Instead, I'm in favor of giving $85,000,000,000 to America in a We Deserve It Dividend. To make the math simple, let's assume there are 200,000,000 bonafide U.S. Citizens 18+. Our population is about 301,000,000 +/- counting every man, woman and child. So 200,000,000 might be a fair stab at adults 18 and up.. So divide 200 million adults 18+ into $85 billon that equals $425,000.00. My plan is to give $425,000 to every person 18+ as a We Deserve It Dividend. Of course, it would NOT be tax free. So let's assume a tax rate of 30%. Every individual 18+ has to pay $127,500.00 in taxes. That sends $25,500,000,000 right back to Uncle Sam. But it means that every adult 18+ has $297,500.00 in their pocket. A husband and wife has $595,000.00. What would you do with $297,500.00 to $595,000.00 in your family? Pay off your mortgage - housing crisis solved. Repay college loans - what a great boost to new grads Put away money for college - it'll be there Save in a bank - create money to loan to entrepreneurs. Buy a new car - create jobs Invest in the market - capital drives growth Pay for your parent's medical insurance - health care improves Enable Deadbeat Dads to come clean - or else Remember this is for every adult U S Citizen 18+ including the folks who lost their jobs at Lehman Brothers and every other company that is cutting back. And of course, for those serving in our Armed Forces. If we're going to re-distribute wealth let's really do it...instead of trickling out a puny $1000.00 ( "vote buy" ) economic incentive that is being proposed by one of our candidates for President. If we're going to do an $85 billion bailout, let's bail out every adult U S Citizen 18+! As for AIG - liquidate it. Sell off its parts. Let American General go back to being American General. Sell off the real estate. Let the private sector bargain hunters cut it up and clean it up. Here's my rationale. We deserve it and AIG doesn't. Sure it's a crazy idea that can "never work." But can you imagine the Coast-To-Coast Block Party! How do you spell Economic Boom? I trust my fellow adult Americans to know how to use the $85 Billion We Deserve It Dividend more than I do the geniuses at AIG or in Washington DC. And remember, The Birk plan only really costs $59.5 Billion because $25.5 Billion is returned instantly in taxes to Uncle Sam. Ahhh...I feel so much better getting that off my chest.