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dogtgra11

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    florida

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  1. if you already have a judgement which a Judge would have to set then it's on your credit report all you can do now is pay or settle and it will report as paid,
  2. i started this 1 st of april i've talk with more than one loan guy i would say about 5 but no one call me back , mind you ihave a middle score of 535 well below what fha wanted ,they are looking for a 580 or more so with that and a arm ready to adjust the first of next year i really think i made out good
  3. the rate will be 7 1/4 and i won't have pay a note till aug, may note is in the payoff and there's a 30 day grace period that what i was told do that sound right?
  4. i just talk with the lo he said that we will be closing the 1st of may dont know or what he did ? so it's there any thing i should look for in or for a bad loan? remember it's a fha loan score is 535 maybe 2,000 out of pocket at a 6 3/4 or 7% down from 8 .5 % does this look good or what need some help here!
  5. it's a fha refi have not seen a gfe ask for one but have not seen yet, he said it was approved ,credit that good at all equfiax 535 he said that he could bring up to gat approve ? something fishy willnot sign anything untill i see paper work before i close that;s for damn sure learn a lot from reading here oh said rate will be 7%or less maybe 6 3/4 have a 8.6 now with a arm next year to go up:roll: waiting for underwriter he will call tomorrow what should i ask for , do have to wait on all paper to be done or whatto get a gfe
  6. I'V TALK WITH OL AGAIN TODAY MY FHA LOAN WAS APPOVE HE SAID:roll:BUT HAVE NOT SEEN THE BOTTOM LINE MY HOME INS WILL GO BECAUSE OF NEW LOAN AMOUNT WHICH I CAN UNDERSTAND AND HE SAID THAT I MUST CLOSE BEFORE THE 1ST I STILL FELL SOMETHING IS NOT RIGHT . HAVE ANYONE HEARD OF FRANKLIN FIRST FIN ARE THEY CROOKS OF WHAT? ANY ONE KNOW OF THEM?
  7. loan guy call me today ask me to let my ins company up my ins because of the loan going up but when i ask for some paper work or numbers it was some bs he came me i'm not sure to trust him any further it;s a fha loan so are far can he stick me:confused:
  8. talk with my so call loan guy , house was app at 128,000 but the i owe 114,000 so he said that he might be able to get it done but i might need to come off about 2,000 its a fha loan . Q: is he trying to grease he's pockets or it's he for real, i dont realy have the money but i need to get ouit of this arm,
  9. :confused:i can help you, this is what i've learn by going this myself 1. you must answer the question 2. they can take your money on court orders,head of house works if you are the bread winner with kids, from my understanding if you are married they can take car ect, it took me 7,000 it get out of a 25,000 jughment that was almost 20 years old get you a lawyer if not those ahole will clean your clock i live in fla
  10. ok i'll try again, i check my credit report and found some medical bill with a ca about 6 of them , so i sent out some dv. i'v received 1 proof of debt that had my photo id and a sign copy ,now 2 more came but they just had what i had done at the hosp, no photo id and no sign copy so what can i do now i'm still looking for 3 or 4 more proof of debt ,need help on the next step someone
  11. I HAD A JUDGEMENT ON ME IN 1988 IT CAN LAST A LIFE TIME , I GOT IT SET ASIDE BECAUSE I DID NOT GET THE PAPER WORK .
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