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Krash last won the day on August 15 2008
Krash had the most liked content!
Community Reputation
296 ExcellentAbout Krash
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Rank
You want SOME!
core_pfieldgroups_99
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Biography
DUDE, a guy, man, male gender!
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Interests
computers,MAC'S ONLY PLEZ
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Occupation
DRiver
Profile Fields
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Location
georgia
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Is there any difference on how the credit card INT is calculated monthly vs, installment int? I think they are both daily, Or say if I had 7.99 int rate on a card and a installment loan for 8.99 would the 7.99 cost me more money per month? Or is the installment loan calculated like the credit card except the credit card is just not a SET time to pay off... I am trying to figure this stuff out... I hope I wrote it out like i was thinking it lol.... Thanks again everyone at cic!
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My first sticky**** WOW
Krash replied to whocares's topic in Obtaining Credit Cards, Auto Loans and Financing
looks like u have two stickies -
Chevron CLD fallout on CRs
Krash replied to LeslieR's topic in Obtaining Credit Cards, Auto Loans and Financing
why are we suprised? GEMB sucks!!!!! If u didn't see that till now, well! Anyway I would cancel the card now, and tell them to suck it! I bet they charged you a OL fee too? That is their crappy way of screwing the people that DO pay them! -
New Egg, Be Aware!!!!!!!!!!!
Krash replied to Krash's topic in Obtaining Credit Cards, Auto Loans and Financing
I am not sure about how they compute all this crap. But something told me NOT to buy a big purchase yet, I only owe 20 on the balance now after a 25.00 payment, the int isn't that bad on that amount, but i couldn't imagine the thought of a big tv or something, OMG!! Also I only started with 80 bucks worth of stuff, I really wanted to upgrade my computer but that will have to wait till I can PIF! -
New Egg, Be Aware!!!!!!!!!!!
Krash replied to Krash's topic in Obtaining Credit Cards, Auto Loans and Financing
OK, so i jumped the gun? Oh well, I was just wanting people to know if they were doing that lol...... Oh well! -
Check this out, STATEMENT, for last month was at ANNUAL PERCENTAGE RATE for this billing cycle: 21.99% OK This month ANNUAL PERCENTAGE RATE for this billing cycle: 45.69% WTH??????????? DO NOT get anything expensive at newegg, OMG that is almost 50 percent apr, I have see it this high, AND my payment wasn't late, it was early and my payment isn't due till DECEMEBER!!!!!! I will PIF this right now..... WARNING WARNING-------- Esp to clever cynic!!!!!
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BOA Mastercard offer
Krash replied to Captain_Morgan's topic in Obtaining Credit Cards, Auto Loans and Financing
U are right, in a since! I mean about the not always gold thing! here is what I have learned, CREDITORS are not your friends they are your enemies, they only help when u need a home or car! Then again they are ripping you a new one on APR, and this and that! Soooooo with that being said, the people get your ssn or last 4 of the ssn and say well he or she looks like he or she could get approved, so lets send out a preapproval, or it is all computer generated mostly! Most of the times this is horse crap because they just want to run a hard inq on your credit and screw you with that after they sa -
here is what I am thinking, the CLD's are comming from the bank being able to extend credit to more people with worse credit by using your cl and reducing it, gives them more "available" cash! I could be wrong, but on the other hand I bet they are using the available cash from your cld's to help pay bills with! Just a thought!
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yes, i agree, I have seen today on tv but i wasn't sure what was said, CITI is in trouble! Maybe it is just a plea to get some gov money! But I guess i will pif my card quick, and keep penfed, and gfcu ONLY! If i get my cl cut it isn't a big deal though! I don't use em for high dollar purchases, I only owe 3300 to citi to pif! and that is all the cc I owe on!
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Wal-Mart credit Card Warning
Krash replied to shdubu's topic in Obtaining Credit Cards, Auto Loans and Financing
why yes, u are correct, it is that easy! Have a great day from your local friendly walmart!