pmoreno95

Thanks, I'm still trying to get the hang of this.

Many people have told me i should not get my hopes up because I am trying to fix my credit so I can soon purchase a home. I am going back to pay chargoffs on my credit report and my foreclosure was almost two years ago. I am hoping to be able to purchase a home in the near future but will i be able to or will it be seven years before I can actually purchase a home like i've been told before? The reason we foreclosed on our home was because my husband was laid off for quite some time.

I have several chargeoffs on my credit report and I have accts that are way past due. I would like to pay these off, but will they show as being paid in full on my credit report? There are about nine negative things on my report but they are all under about $700 and alot of them are medical bills that I had not been able to pay in the past. I am now able to at least start paying them off 1 or 2 at a time but can I get them to remove after I pay them or am I asking for to much?