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prettykitty

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prettykitty last won the day on November 28 2007

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  1. The info that I listed above was always public record, but I think technology has created aggregation and accessibility of that information to a problematic level. But the genie is out of the bottle, so I think we'll just have to get used to it. ..."technology has created aggregation and accessibility of that information to a problematic level."... WELL SAID! I'm aggressively researching this trying to get the CA civil code that allows this, I have to figure out if it's ANY WAY possible to have this information shielded from the Internet a minimum.
  2. I'm researching what exactly is "public record", the "internet and public record", and when/how/where can we opt out. I actually did a first/last name search on google & my friends home address, occupants, etc. popped up. I guess privacy is just a myth.
  3. Blockshopper(dot)com will not remove you from their site at your request, even if you are asking for security reasons. They will ask you to send MORE personal data like court records etc. They are stating it's public record. My friend who is struggling to be removed from this site was a recent victim of a violent crime. Her house was never placed on sell so we are baffled why this website has it listed, with a large majority of her neighbors as well. Do they have a legal right to post your name and address on the internet for anyone to see? Blockshopper lists online for free & anyone to see Your Name Spouses Name Full Address Cost of your house Year House was purchased 3d Map with a PICTURE of your house & complete block
  4. Ironically, GC Svc's og'lly had the acct & I dv'd them they never responded. Now, I sent 2 dv ltrs to Pentagroup complete w/ green backs & they still updated/validated with 3big! VIOLATION!!! smh... I'm sending MOV to 3big with copies of green backs & ltrs I sent to CA's. Please let me know ur outcome.
  5. Pentagroup never validated with me but they verified with the CRA. almost all my negs were gone & now these idiots. rolling up my sleeves it's time for a fight.
  6. thanks! they haven't updated my report, just reassignments...next month is WAR month for all my dispute letters...
  7. OC-Sprint 4/07 NCO reported this neg to 3 big 11/07 GC services sent dunning letter - I immediately sent DV 5/08 Pentagroup sent 2 dunning letters, that look identical at first sight, but they have two different little codes at the bottom of the letter - I'm responding to both today with the same letter printing it twice How many more times are they going to assign this debt before just validating? btw: beware of Psychology Today i have no idea about this magazine and how i got on their subscription, but they are attempting to collect from me. I think it's a subscription scam they are running - send you the mag without you signing up and then attempt collections. NUTS, oddles and noodles!
  8. 4/08 Pentagroup - For sprint shows same account No. as the GC services dunning letter from 11/07, yet these asshats have not validated the debt. The irony is the CA that put this neg on my credit rpt is NCO. 5/08 Magazine subscription - threatening to further collections. I never signed up for this Magazine. I think their crazy! sending them a DV today this really sucks, who wants to pay the $5 CMRR just to tell these magazine cons to go to hedouble hockey sticks.
  9. you might want to post this in the BK forum to get more targeted help.
  10. 1. Read the stickies 2. Dive's Primer posted by Amerkaner http://debt-consolidation-credit-repair-service.com/forums/showthread.php?t=276514 3. Mad Monkey's Primer where do I start for Newbies http://debt-consolidation-credit-repair-service.com/forums/showthread.php?t=277579 4. Request all 3 credit reports
  11. Steve S. SSN XXX-XX-XXXX Address: 1 E. Any Street, Anytown, USA (Current address for last 5 years) DOB: 1/1/00 To Whom it May Concern: I've just reviewed my credit report and have noticed there are several inaccurate items on my report: Chase VISA Acct: xxxxx-xxxxx-xxxx-xxx: This account is listed as being 30 days late. I have never been late on this account. In addition, there are a number of credit accounts which have been inactive for more than 7 years. As you know, the FCRA states that all credit older than 7 years should be removed from my report. The following accounts should be removed: Diner's Club Acct: xxxxx-xxxxx-xxxx-xxx: GE Consumer Card Acct: xxxxx-xxxxx-xxxx-xxx: Macy's Acct: xxxxx-xxxxx-xxxx-xxx: I have enclosed a copy of my driver's license as proof of identity. Sincerely, Steve S.
  12. are you sure of DOLA/DOFMD? send letter saying: please immediately remove this obsolete account- send in 2 - 4 weeks. if you feel comfortable send FCRA code on 7 1/2 reporting period. found this ltr online asking for DOLA: KMK address Dumb CRA address Date Re:File # To Whom It May Concern: This is a formal request for information contained in my credit file. Per the FRCA, � 609. Disclosures to consumers [15 U.S.C. � 1681g], I am entitled to all information contained in my credit file. The FTC�s opinion is that a consumer should also have access to any archives a CRA may keep; FTC Staff Opinion Letter Cohan (08-01-00). Please furnish me with all information you have under my name and/or Social Security Number. I am particularly interested in the date of first delinquency, as reported by the furnisher of information, for the following accounts: OC Acct. # CA Acct. # I respectfully request this information be furnished within 15 days upon receipt of this notice. Your failure to comply with the law set forth by the FCRA may result in the involvement of my legal counsel. Best regards, KMK Certified Mail Cc: FTC
  13. it's great that a service like Lex law exists, it definitely serves a need. DO YOU NEED IT? NO. you have this site which stretches far beyond any impersonal letter spamming of the 3big, that lex law will charge you exuberant prices to do. you need to control your credit repair journey for future needs. save your money DIY!
  14. did you include in your letter to the ftc that you followed all the procedures to get the jdb to comply? did you send validation letters to the jdb and try bbb before complaining to the ftc?
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