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debt2pay

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  1. Hi Mary, Please keep us updated on your case. LVNV has purchased all of my debt and are hungry to collect (though I've yet to actually be taken to court). Good luck!
  2. Greetings, I need to send a DV letter to Financial Recovery Services, Inc. but the address on the letter I received from them is a P.O. box. I'm pretty sure I can't send a letter CMRRR to a P.O. box so not quite sure how to proceed. Anyone else run into this before?
  3. Thank you, I will check with the USPS. I have not disputed with the CRA's yet but will do that as my next step.
  4. I recently sent DV letters to two different law firms (both trying to collect on different accounts now owned by LVNV). Both of the DV attempts are past the initial 30 day period. I got the return receipt back immediately from one firm but have yet to receive anything back from the other. Is it typical for them not to sign or more likely that the post office lost my return receipt? How do I follow up on this? Do I keep sending them DV letters CMRRR until I get a signed receipt?
  5. Hi Fred, It is my understanding that if you do not DV within the 30 day limit that has been legally set for consumer protection, the CA is no longer under obligation to respond (this is based on what I have been told on this board as well as similar credit boards). Any links to info that proves otherwise? Thanks.
  6. Hi Fred, That's exactly what I am trying to figure out! From what I can gather so far, there aren't many options. As I am currently getting letters from attornies I figured it would be best to at least have proof of some sort of dialogue in case I get sued. Apparantly though, once you've missed the intitial 30 day window, they are under no obligation to provide you with anything. Happy happy, joy joy!
  7. Thanks for the responses. It's my own fault for burying my head in the sand for so long! I sent letters disputing the debt off to the law firms so now all I can do is just sit back and wait. If anything, maybe this thread will be another reminder to others to take action immediately!
  8. Thanks again for your help (and to Bigtime!). Sent of the DV letters yesterday so we'll see what happens. Sorry for hijacking your thread by the way.
  9. Yeah, I get the feeling they are hip to what is coming. I'm expecting a summons in response to my general denial/DV letter.
  10. *Groan* (kicking myself for not dealing with this sooner!) Assuming at the very least, sending them the DV will show that I tried to communicate with them if they take me to court. Just when I think I am going in the right direction it feels like one step forward, two steps back (no one to blame but myself though). As always, thanks for the input.
  11. If it makes you feel better, LVNV is after me for two accounts they have purchased. I will keep you posted as to what I learn.
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