guyer6719

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Posts posted by guyer6719

  1. So I was talking to a loan officer the other day about refi. As he was looking at my report, he asked me if I pull my credit report periodically. I say yes. Although you get a free report with the results of your dispute, sometimes it takes a long time and I want to know what's going on so I pull. He told me that despite what is advertised (checking your own credit report doesn't hurt anything) he told me that it does have an impact. Has anyone ever heard something similar before?

  2. Yes...I have one who sells prescription drugs at work. One of the girls she's selling to is preggers. Sometimes I can stand her. She also has two different guys thinking that they are the father to her daughter. Did I mention that she is married and her husband is fighting in Iraq and she's here screwing around on him?

  3. Your chances are pretty good. I am currently without and owe them a few hundred. In the past I have had cable turned off and restored and my credit has been shot for a long time. Don't worry...besides, with the change coming February 2009, the cable companies are trying to get all the customers they can...I have Comcast and Direct TV fighting for my business as we speak.

  4. Is it true that while items are being disputed they are not visible on your credit report? So, if I am disputing lates with my mortgage company or any other creditor, does that mean that the account simply doesn't appear, or does it mean that the lates don't appear?

  5. I hate to think that she's a user, and that our friendship means more, but when I look back, everything speaks for itself. I am definitely declining the cake, but will probably just show up with a gift. And did I mention that she didn't ASK about the cake, but told me that it was my job?

  6. I know this is long, but I have to start at the beginning. A friend that I have known since childhood got married two years ago. We were very close growing up and through high school. Though we always kept in touch, we grew apart but still remained friends if you know what I mean. I was her stand-in maid of honor because the bride and the original maid of honor fell out before the wedding. So, I wouldn't leave her hanging and when she asked me to step up I did and threw the shower, etc. I did what a friend does when someone is getting married...got info and did alot of leg work for the wedding. The first piss-off came when we stayed at the hotel the night before the wedding and the cost of the hotel would have been split between me, bride and another bridesmaid, who later claimed to not have any money. Of course, this cost me more money and if she couldn't afford the hotel, she should have stayed at home that night. For all of my hard work and money spent, the thank you I got was a cheap watch with my name engraved on the back. Fast forward....

    She's now having a baby and her mother is throwing a shower for her. When she told me she was pregnant, she started telling me where she wants her shower and giving me details as if I were gong to throw it. I shrugged it off because I had made up my mind that I wasn't going broke for her no more! I get an invitation in the mail last week with me as the rsvp and then called her asking her why. I told her that she should have asked me first because Verizon might shut of my mobile service any day now. Okay...to top things off, she told me that it would be my job to get a cake. I didn't say yes or no, but I'm pretty sure that I will be declining to buy the cake. Why should I? Somebody tell me if there is some rule of etiquette that they are following that puts me in line to buy a cake for her shower. I'm not throwing the shower! Then I would be expected to buy a gift on top of buying the cake? She has plenty of aunts and cousins and just can't understand why if a cake needs to be bought, they can't buy it.

    So what it comes down to for me is that although I'm not the closest friend, I am the most reliable friend. I think this is a form of usery. I guarantee she would never go through all of this trouble for me.

    Maybe I am looking at this all wrong?

  7. Most of the stuff I learned was pretty cool...but that part was the only thing I didn't get...and it could be that she misunderstood it herself. But I couldn't think of a good reason to bring up things from a former life that will cause you harm in your current life.

  8. And I feel that times a wasted go

    So where ya going to tommorrow?

    And I see that these are lies to come

    Would you even care?

    And I feel it

    And I feel it

    Where ya going for tommorrow?

    Where ya going with that mask I found?

    And I feel, and I feel

    When the dogs begin to smell her

    Will she smell alone?

    And I feel, so much depends on the weather

    So is it raining in your bedroom?

    And I see, that these are the eyes of disarray

    Would you even care?

    And I feel it

    And she feels it

    Where ya going to tommorrow?

    Where ya going with that mask I found?

    And I feel, and I feel

    When the dogs begin to smell her

    Will she smell alone?

    When the dogs do find her

    Got time, time, to wait for tomorrow

    To find it, to find it, to find it

    When the dogs do find her

    Got time, time, to wait for tomorrow

    To find it, to find it, to find it

    Where ya going for tommorrow?

    Where ya going with that mask I found?

    And I feel, and I feel

    When the dogs begin to smell her

    Will she smell alone?

    When the dogs do find her

    Got time, time, to wait for tomorrow

    To find it, to find it, to find it

    When the dogs do find her

    Got time, time, to wait for tomorrow

    To find it, to find it, to find it

    To find it

    To find it

    To find it

  9. ...but was just listening and learning about it from a lady I work with. She told me...if I recall correctly, that being a believer and chanting "Namu Myōhō Renge Kyō" may call up and dispell bad things you did in a former life. I went with her one day at lunch time to see another Buddhist friend of hers in the hospital..very sick...her words "it's from another life" speaking of his pain and illness. She taught me the prayers and I went to some meetings with her, but I stopped chanting. Don't know what I did in another life if I ever had another life. Don't care to find out either :roll:

  10. I'm not working anymore today. My brain is fried and it's only Monday. Besides, I'm love sick. How can I be expected to work?

    (P.S.)...hanging my hopes on the Phillies to do something later this year. The rest of Philly is OUT!

  11. Got a letter from Credit One Bank stating that the matter has been transferred to a collection agency, and that they will forward my request to them. Should I take this to mean they can't validate? Why transfer the account....just send me what I asked for! Should I DV the CA now who is now "in charge" now?

  12. I have some questions...would like another credit card to help rebuild credit. So, for those who have this card:

    1. Did you ever receive a credit limit increase?

    2. Not sure if it's the same idea, but I have gotten cards in the past that required a deposit and they just charged it to the card and your balance was limited until you paid off the deposit. Does Bank of America's card work like this? If you don't pay the deposit up front, can you pay on it until you have met the deposit requirement?

  13. I wanted to be with you alone

    And talk about the weather

    But traditions I can trace against the child in your face

    Won't escape my attention

    You keep your distance with a system of touch

    And gentle persuasion

    I'm lost in admiration could I need you this much

    Oh, you're wasting my time

    You're just wasting time

    Something happens and I'm head over heels

    I never find out till I'm head over heels

    Something happens and I'm head over heels

    Ah don't take my heart

    Don't break my heart

    Don't throw it away

    I made a fire and watching burn

    Thought of your future

    With one foot in the past now just how long will it last

    No no no have you no ambition

    My mother and my brothers used to breathe in clean in air

    And dreaming I'm a doctor

    It's hard to be a man when there's a gun in your hand

    Oh I feel so...

    Something happens and I'm head over heels

    And this my four leaf clover

    I'm on the line, one open mind

    This is my four leaf clover

  14. Welcome to your life

    Theres no turning back

    Even while we sleep

    We will find you

    Acting on your best behaviour

    Turn your back on mother nature

    Everybody wants to rule the world

    Its my own design

    Its my own remorse

    Help me to decide

    Help me make the most

    Of freedom and of pleasure

    Nothing ever lasts forever

    Everybody wants to rule the world

    Theres a room where the light wont find you

    Holding hands while the walls come tumbling down

    When they do Ill be right behind you

    So glad weve almost made it

    So sad they had to fade it

    Everybody wants to rule the world

    I cant stand this indecision

    Married with a lack of vision

    Everybody wants to rule the world

    Say that youll never never never never need it

    One headline why believe it ?

    Everybody wants to rule the world

    All for freedom and for pleasure

    Nothing ever lasts forever

    Everybody wants to rule the world