Fairy Enchantress

Welcome!

Great post!

Fully

A bit late but congrats!

What are your opinions regarding Occupy Wall Street?

20% off - Code: CPPSAVINGS - Expires: December 31, 2011 25% off - Code: FICO25 - Expires: December 31, 2011 25% off - Code: FORUM25 - Expires: February 28, 2011 25% off - Code: FICO25 -Expiration unknown working still as of 2/2011

U = Unbelievably

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10 Things found in a Greenhouse.... 1. Plants 2. Potting soil 3. Flowers 4. 5. 6 7. 8. 9. 10. ______________ (This poster starts the next game)

Send them a DVL. (Keep an eye out for any and all violations.) http://www.creditinfocenter.com/rebuild/debt_validation.shtml If they can validate the alleged debt.... "Get your terms in writing before you even consider making a payment." http://www.creditinfocenter.com/debt/settle_debts.shtml

S= Sparingly

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10 Things found in a Swimming Pool.... 1. Water 2. Stairs 3. Air Mattress 4. People 5. Happy, laughing, shrieking-with-joy children 6 Hopefully, a saline filtration system (vs chlorine.) (hey- I'm Mom!) 7. That drain thing at the bottom! 8. A bikini top floating by 9. Beach Ball 10. ______________ (This poster starts the next game)

Yay! Good work Amerikaner83! I like the way you paid attention to the benifits, annual fee, and having to charge $30,000.00 a year to get a decent amount of bonus points too! PS. What did you mean by a legit AMEX?

"6.If they haven't sent you satisfactory proof, and are still reporting this on your report, send a copy of your receipt for your registered mail, a copy of the first letter you sent and a statement that they have not complied with the FDCPA and are now in violation of the Act. Tell them they need to immediately remove the collection listing from your credit report or you are going to file a lawsuit because they are in violation of the FDCPA, section 809 (." http://www.creditinfocenter.com/rebuild/debt_validation.shtml If they still don't remove it file a complaint with the BBB, FTC and the AG. If it is still not removed file suit. *Usually just a follow up letter stating their violation(s) is enough.