Fairy Enchantress

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Everything posted by Fairy Enchantress

  1. Here is the link to the article.... Zuckerberg's Loan Gives New Meaning to the 1% - Yahoo! Finance
  2. What are your opinions regarding Occupy Wall Street?
  3. How to Save Money in 20 Minutes. Getting your financial life in order doesn't take much to get started. Join Farnoosh as she explores some great tips for organizing your finances in just 20 minutes. Video: Yahoo! Finance - Financially Fit Article: Yahoo! Finance - Financially Fit Some helpful ideas.
  4. I saw someone carrying around their SS card of all things in their wallet the other day. Not a good thing if he lost his wallet! So when I saw this article it reminded me of him and just decided to post it. what-not-keep-in-wallet-foxbiz: Personal Finance News from Yahoo! Finance "What you keep in your wallet will determine how at risk you are for identity theft in the chance you lose it. Here are 10 items experts suggest keeping at home." 10 Things You Should Not Keep in Your Wallet 1. Social Security Card 2. Your Passport 3. Passwords/Pass codes 4. A Non-Password Protected Phone 5. Your Checkbook 6. Too Many Credit Cards 7. Too Much Cash 8. Gift Cards/Certificates 9. Jewelry or USB Devices 10. Receipts
  5. I saw this has been frequently happening on the news today. So I posted an article. 4 Ways to Prevent Debt Collectors from Contacting You on Facebook 4 Ways to Prevent Debt Collectors from Contacting You on Facebook - BLACK ENTERPRISE 1.Only let friends see your information. 2.Don’t accept friend requests from people you don’t know. 3.Remove yourself from Facebook searches. 4.Tell them to stop.
  6. 20% off - Code: CPPSAVINGS - Expires: December 31, 2011 25% off - Code: FICO25 - Expires: December 31, 2011 25% off - Code: FORUM25 - Expires: February 28, 2011 25% off - Code: FICO25 -Expiration unknown working still as of 2/2011
  7. 10 Things found in a Greenhouse.... 1. Plants 2. Potting soil 3. Flowers 4. 5. 6 7. 8. 9. 10. ______________ (This poster starts the next game)
  8. Send them a DVL. (Keep an eye out for any and all violations.) http://www.creditinfocenter.com/rebuild/debt_validation.shtml If they can validate the alleged debt.... "Get your terms in writing before you even consider making a payment." http://www.creditinfocenter.com/debt/settle_debts.shtml
  9. Outline Summary Summary Paragraph
  10. 10 Things found in a Swimming Pool.... 1. Water 2. Stairs 3. Air Mattress 4. People 5. Happy, laughing, shrieking-with-joy children 6 Hopefully, a saline filtration system (vs chlorine.) (hey- I'm Mom!) 7. That drain thing at the bottom! 8. A bikini top floating by 9. Beach Ball 10. ______________ (This poster starts the next game)
  11. Yay! Good work Amerikaner83! I like the way you paid attention to the benifits, annual fee, and having to charge $30,000.00 a year to get a decent amount of bonus points too! PS. What did you mean by a legit AMEX?
  12. "6.If they haven't sent you satisfactory proof, and are still reporting this on your report, send a copy of your receipt for your registered mail, a copy of the first letter you sent and a statement that they have not complied with the FDCPA and are now in violation of the Act. Tell them they need to immediately remove the collection listing from your credit report or you are going to file a lawsuit because they are in violation of the FDCPA, section 809 (." http://www.creditinfocenter.com/rebuild/debt_validation.shtml If they still don't remove it file a complaint with the BBB, FTC and the AG. If it is still not removed file suit. *Usually just a follow up letter stating their violation(s) is enough.
  13. 10 Things found in a Swimming Pool.... 1. Water 2. Stairs 3. Air Mattress 4. People 5. 6 7. 8. 9. 10. ______________ (This poster starts the next game)
  14. Off Topic (That was a good one!) Topic Outline
  15. 1) should i initiate contact with zwicker and offer a settlement to clear my credit or am i better off waiting for zwicker to initiate action? Send a DVL if it is still on your credit report. Did they send anything in the mail when you sent the DVL besides calling you? http://www.creditinfocenter.com/rebuild/debt_validation.shtml Did your DVL include that no telephone contact be made by your offices to my home or to my place of employment? Catch them in violations. http://www.creditinfocenter.com/eBooks/PoorMansClassActionLawsuit.shtml 2) is it possible to offer a settlement to zwicker that includes credit reporting deletion by amex? Yes. http://www.creditinfocenter.com/debt/settle_debts.shtml 3) if that is not possible, what is the best credit reporting notation that i should ask for? i saw someone reference a thread that listed the order from best to worse (paid as agreed, settled for less, etc etc). Here is the link for negotiating your credit rating. http://www.creditinfocenter.com/debt/neg_rating_after_settle.shtml
  16. "Get your terms in writing before you even consider making a payment." http://www.creditinfocenter.com/debt/settle_debts.shtml