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mwhizz last won the day on March 12 2008

mwhizz had the most liked content!

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195 Excellent

About mwhizz

  • Rank
    500 posts and hasn't been banned yet....


  • Biography
    Born and raised in Texas
  • Interests
    motorcycles, camping, hiking, muscle cars
  • Occupation
    I wear many hats!

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  1. That's great! At least you didn't have to go through all of the anxiety of going to court, etc. It took almost a year to get through it for me. I battled them all by myself and it was HELL!
  2. Hi everyone, I could not find a specific answer to this question so if it's been answered before, I apologize. I was never sent billing statements by Shell/Texaco regarding a debt of $39.00 and I pulled my credit report about 2 weeks ago and found that the creditor has charged off this account (that's been paid off for at least a year) for $39. It's been assigned to Citicorp. I asked the creditor and Citicorp to validate the $39. The credit never responded. I just recieved a reply to Citicopr and their response was: "We have reported to the consumer reporting agencies the above account is in dispute. We have reviewed your recent letter concerning your claim that the bank has an obligation under federal law to validate the debt within 30 days of your letter. We respectfully disagree with your interpretation of the applicable laws and thuse decline to respond further to your inquiry. Sincerely ..." Has anyone dealt with this type of response before??? Geez .... for only $39. I've worked very hard the past year and a half to clean up my credit and now because of this charge-off, my scores have fallen considerably. Any suggestions????
  3. :clapper::yahoo: Smiley's ROCK!!!! It took me a minute or two to find MORE smiley's.
  4. What do we put on a baby's bottom? broth
  5. "I don't pay attention to lies because I am a good person, I work very hard and I've built this empire on my own. I think this is an inspiration for a lot of girls out there." SAY WHAT?????? Built her empire on her own??? I don't think so ... what about good old mom and dad backing the payroll?????? And about being a role model:blah::blah:!!!
  6. LOL!!! I'm not laughing at you, but laughing with you!!! When our daughter was 14-15 she wanted to buy thongs rather than "traditional" undies .... NOT!!! It wasn't until she left home and had her own job that she could be her own!!!
  7. If they did that crime in another country, say, like Iraq, they'd lose a limb or two or three ....
  8. How about green boxes for mizzwhiz????
  9. What do people in marketing try to push? lewd