Ok so I got my 3-in-1. Wow can you say nonexistent scores, lol. Anyway, so what am I suppose to be looking for? Going through the other posts I kinda got some idea but just need confirmation. I understand that I need to look for inacurate information such as names and addresses. Does this mean misspellings or is that pushing it? Also, do I submit letters to all the CB's or just one? Bare with me, lol. If this is the case do I want to dispute this matter by itself or include it along with accounts, meaning all in one letter or what? Sorry for the lack of knowledge, I feel like I am learning how to ride a bike for the first time.