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About clevername2000

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  1. Good advise, i currently have major credit card and have been paying it off in full every month for sometime.
  2. Well this is all encouraging. It sounds like im on the right path and need to just stick the course.
  3. Thanks so much, this is what i was looking for. So there is no real direct way to turn bad credit into good (other then age)? Along time ago i have made a plan to stop spending and start saving so putting a down payment is not a problem.
  4. Excellent, great advise! I never thought about that, seems so simple now!
  5. Like the title says i am FINALLY debt free! Absolutely 0 debts! I am as they say literally "broke". So now what, i have bad credit and in about 5 years would like to buy a house and of course new cars.