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About Shanti

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  1. This is my first post...I'm so happy to have found this forum! A few days ago, I emailed a friend and shared my situation and my Equifax credit score, which is 533. He shared a link to this forum, and I immediately felt a sense of relief. I've been reading and learning, and I'm just so grateful that I don't have to reinvent the wheel in order to get back to the place where I belong - the place where credit scores start with the number 7. Plus, I really like the smilies here -