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deltadawn last won the day on July 13 2009

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About deltadawn

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  1. it looks as though dr wahls website states that they are recruiting student studies - i don't know if it will be a conflict with your ms spe******t
  2. prayers are with you - came across this article and thought I would pass it on ///// this woman is from iowa,2933,551281,00.html
  3. you are entitled to a free credit report once a year from each of the CRA' can obtain a report at
  4. It appears that Midland does not have the evidence needed to continue. Congrats on that. Should you decide to sign the paperwork, Midland can either sue at a later date or sell the paperwork to another JDB and if it is on your CR - they do not have to delete it. I don't know what your objectives would be to have your day in court. Did you countersue? Is there a chance you would receive monetary compensation? if not......I would advise them that you want 1. Dismissal with prejudice 2. Will not sell debt to another JDB 3. All credit references on CR deleted with the stipulation that they d
  5. congratulations as you experience the love & joy of your grandchild. Who,me? $5.37. That's what the kid behind the counter at Taco Bueno said to me. I dug into my pocket and pulled out some lint and two dimes and something that used to be a Jolly Rancher. Having already handed the kid a five-spot, I started to head back out to the truck to grab some change when the kid with the Emo hairdo said the harshest thing anyone has ever said to me. He said, "It's OK. I'll just give you the senior citizen discount." I turned to see who he was talking to and then heard the sound of change hitting t
  6. u can obtain your free TU credit report once a year from if u have already received your free report - u can specify TU report at FICO standard offers this option
  7. Well, its not a ruling in my favor, the plaintiff dismissed with prejudice. How should I go about it? Should I dispute verbally and tell them i have the court forms? It appears to me that if you have the signed dismissal by the judge - it shows that the plaintiff was unable to prove their claim; therefore the TL is being reported inaccurately. Dispute the TL with the CRA's & offer the documentation if required.
  8. You might want to read through this thread - it may give you an idea on where to start organizing a plan of action.
  9. I received a bill from a company back in August 2005 for about $500..........Apparently, in California, the Statute of Limitation for written contracts and open-ended contracts is 4 years. So, I believe the Statute of Limitation on this matter will run out in about a month or so You state that you received a bill in Aug 05 and offered a settlement. That leads me to believe that the debt was in default at that time; therefore the SOL may be up. Look at your EQ credit report - it will show the DOFD and will give you an option on how to procede.
  10. To my disappointment, I discovered through my annual credit report that this had not been resolved. My former employer did pay what was suppose to be paid; however, the doctor did not adjust the bill for the contracted rate. After speaking with the CA (doctor will not return call) they said that since this was payed by my employer and not the insurance plan, I did not qualify for the contracted rate. Such bull.............They finally agreed to show a zero balance (followed up and the account does show zero). and that it will stay on CR for the full 7 years; however, they will not report pai
  11. First of all take a deep breath....with the help of those on this forum, you'll be able to work this through. What type of debt is this - credit card, medical, installment loan? What does your credit report show as the date of last activity or the date of first default? (easier to find on your EQ report)
  12. This might get you started: Post 20 Here is another Request for Production of Documents: PRODUCTION OF DOCUMENTS From Defendant to Plaintiff Good luck
  13. The Wooden Bowl A frail old man went to live with his son, daughter-in-law, and four-year-old grandson. The old man's hands trembled, his eyesight was blurred, and his step faltered The family ate together at the table. But the elderly grandfather's shaky hands and failing sight made eating difficult. Peas rolled off his spoon onto the floor. When he grasped the glass, milk spilled on the tablecloth. The son and daughter-in-law became irritated with the mess. 'We must do something about father,' said the son. 'I've had enough of his spilled milk, noisy eating, and food on the floor.' So the hu
  14. EQ is the CRA which shows DOFD. Status: Collection account. $1,003 past due Status Details: This account is scheduled to as of Jun 2009. continue on record until Dec 2013. You would subtract the 7.5 years from Dec 2003 to determine your DOFD.