Can I still request a collector to validate a debt AFTER the initial 30 days of initial contact by them? I have several debts. I have requested debt verfication from some, but I have not received anything from them. These requests for verification were sent much later than the initial 30 days of contact. Some by months, others by a year or so. I never really understood the verification process and tried speaking to them over them phone, but that was a horrible experience and nothing good came out of it. My credit reports list "ify" information regarding the debts, like the "Date of Fir