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  1. Question: I was reading some blogs on debt settlement and stumbled on this one: http://iclosem.wordpress.com/2008/07/24/what-is-debt-settlement/ The author recommended a company called envision debt solutions (www.envisiondebtsolutions.com). Has anybody used this company before? Any reviews? I spoke with them and apparently they have attorneys that can do all the negotiations for you... Coincidentally I was listening to the Howard Stern Show and one dude called in (KC Armstrong) and was talking about how he enrolled himself in with the same company so I'm pretty sure they're not a fly-by-night company. Let me get some input from y'all on this I don't want to do the negotiations by myself because I'm already behind a bit and my creditors aren't willing to budge.... -Alexander L
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