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pnfctg12

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  1. Hello All, I recently had a collections case dismissed in court. The case was filed by a collections agency. Initially, they had actually got a default judgement against me, because I failed to appear in court ( they sent the court appearance notice to a very old address). So, I went to court and got the default judgement removed and asked for a fresh hearing date. On the appointed day, I had all supporting documents but the plaintiff did not have any. The attorney representing that agency agreed to dismiss the case ( I guess they were hoping that I wouldn't show up) and this decision was arrived at a court appointed private session with the attorney, outside the court room. That's the good part of the news. The bad part is, this agency has been mangling my credit history over the last couple of years or so (I got to know about this when I applied for a loan from my bank). Back then I did not have a clue on how to go about tackling the situation. Thanks to the excellent guidance available at this website, I have been able to steer through these latest legal proceedings. I have a couple of questions though: 1. How do I go about making this collections agency (or the appropriate agency) reverse the damage done to my credit history. 2. Also, since they did not have any proper grounds for doing what they did, is there any way I can take legal action to reprimand them. Thanks a lot for this great website.
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