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ctown18 last won the day on January 31 2011

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  1. I think that saying "they can't think of a better case suited for class certification" would indicate that the 15 year rule that JDB's and law firms have been using in Ohio may be going bye-bye...
  2. Collection agency lost its second appeal...interesting ruling for choice of law and CC companies citing 15 year SOL for CC's in Ohio: Thoughts? Asset Acceptance L.L.C. v. Caszatt, et al. - 2012-Ohio-1886 :: April, 2012 :: Ohio Eleventh District Court of Appeals Decisions :: Ohio Case Law :: US Case Law :: US Law :: Justia
  3. Borrowing statute? A borrowing statute, in United States law, is a statute under which one state may "borrow" a shorter statute of limitations for a cause of action arising in another state. The purpose of borrowing statutes is to prevent plaintiffs from engaging in forum shopping in order to find the longest available statute of limitations. Such a statute is applied where a plaintiff sues in a state different from the state where the act that is the basis of the lawsuit occurred - for example, if a person was injured in a car accident in state A, but sues the other driver in state B (presuming state B has jurisdiction, usually because it is the driver's home state). The state will usually apply the other state's statute of limitations, so long as it is a shorter statute of limitations than that of the borrowing state. In determining which state is the one in which the cause of action arose, states will apply various choice of law principles, which can be very complicated. In some states, the borrowing statute will only be applied if the plaintiff was not a resident of that state at the time the cause of action accrued; in others, it will only apply if the defendant was not a resident. In Virginia[1] and West Virginia, the borrowing statute applies only to contract actions. If the contract has been breached in another state where it was supposed to have been performed, or validity of the contract is contested in another state where the contract was formed, then Virginia and West Virginia will apply the statute of limitations of the other state, so long as it is shorter than their local statutes of limitations.
  4. Thanks newstart...go Tribe! BTW, Rich Cordray is a former buckeye, so that makes it that much better that he's going after these idiots...
  5. Consumer bureau's target: Debt collectors, credit bureaus - Feb. 16, 2012 8-)8-)8-)8-)8-)8-)8-)8-)8-)8-)8-)8-)8-)
  6. It just amazes me that people have no respect for their fellow neighbors. I have to listen to the hillbillies next door to me from dusk to dawn. Nothing my wife and I do affects their lives in any way, but if we want to have friends over, we pray that they're not outside with their barking assed dogs, and 30 kids. Our friends just laugh and shake their heads when they come over (and they have kids), so it's not just us that think it.
  7. LOL...our HOA committee is a bunch of spineless whimps. They let residents cut common area grass which is supposed to be a preservation area, but won't allow tool sheds because they're supposed to be eyesores (the Romper Room / Bermuda Triangle of jungle jims looks fine though...NOT!) Boy, I wish I would have known what I know now, then!
  8. Not to start a kids vs no kids argument, but my wife and I have none. We live in a development (built our home 7 years ago, were the first on our street, and pay our HOA fees every year. However, we're in what we like to call "The Bermuda Triangle" of kids. We're on the corner lot, and the neighbor next to us has two kids, next to him three, accross the street 2, behind us 3. We're not allowed any fences higher than 3 feet, so that's not an option, and come home every day to a cattle call of kids on trampolines, hillbilly pools, slip-n-slides, not to mention, riding electronic cars, and scooters on our lawn/driveway. I'm only 42, and feel like I'm 70. I work in a cancer center all day, and deal with dying and misery. I'd love one day to come home to, well nothing, and unwind, but I have to listen to the Bumpus' hounds (think Christmas Story) next to me, and 10-12 kids screaming every day. I'm a prisoner in my own home. It would be nice if our neighbors would respect our privacy even one time. I'd like to add that I do NOT hate kids. It won't be too long until their tp'ing, throwing eggs/ROCKS, etc. at our house. I know how you feel. If you say anything, you're an old curmudgeon.
  9. That may be possible. Plus, they're probably going to send you a 1099-C, which is taxable income for forgiven debt.
  10. I concur! Like I've said before, my attorney brought up the ownership issue to a district court judge before it was remanded back to the Muni. court, and he just laughed, and asked the OC attorney if he could prove that he owned the debt. He was like "of course we own it your honor...chuckle, chuckle." We've been requesting that they provide ownership in our discovery for over 8 months, and they're still fighting providing the documentation.
  11. Do any of the securitization cynics on this board care to comment?!?
  12. Sorry about that...try this one: A Whistleblower Triumph — JPMorgan Chase Drops Pursuit Of $45.9BB (Yes, BILLION) In Credit Card Debt - insideARM - The business of receivables - Forbes
  13. I'm sure that this isn't a shock to anyone on this site: J.P. Morgan Drops Pursuit of Some Credit-Card Debt - WSJ.com