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About Iowan

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  1. How does this affect your taxes at the end of the year since I am told I would be getting a 1099c form. Thanks so much!!
  2. I just received a debt settlement from Citibank. It is for 30% of my debt which I think is a pretty good deal although I have never had a debt settlement before so I have some questions. 1. How does this affect my credit? 2. Can I ask them for a Deletion for payment? 3. Is this a good idea? My debt is for $4885 and they want to settle for $1465. I have not been sent to a third party collection agency yet and I actually just made payment arrangements the day before this was dated. When I called to ask about it, she said my payment arrangements had not gone through yet. Can someone give me s