First of all, hello to everyone out there dealing with credit issues, and to those willing to help. (I will try to be as brief as possible) My aunt opened a Fleet credit card account in 1993, adding me as an "authorized user." Things apparently went swimmingly for several years, although I never knew a thing about it, and she was able to stay on top of the debt she incurred. Some years ago, she defaulted on the account, and it was ultimately discharged in her bankruptcy(still completely unknow to me). I checked my credit report last year, and found what appeared to be three credit card accou
