msdolly

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About msdolly

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    TX
  1. We were married when he bought the house and cars. I'll try doing a Google search like you said. Thank you!
  2. ::drowning::anyone have any advice on how i can dig myself out of this hole?
  3. My husband has Bipolar and doesn't make the smartest essissions. To make a long story short he has trouble holding down a job and spends money when he shouldn't. Our home in Houston, TX (that was in HIS name only on the loan) was foreclosed on and a car that was in his name was repossessed. I have good credit and I want to know if the creditors can come after ME the wife for HIS debt because we are married. This happened in Houston, TX but now we live in Las Vegas, NV. I don't want to have to mess up my good credit with a bankruptcy. Also, I was told that maybe there was something that I could
  4. My husband has Bipolar and doesn't make the smartest essissions. To make a long story short he has trouble holding down a job and spends money when he shouldn't. Our home in Houston, TX (that was in HIS name only on the loan) was foreclosed on and a car that was in his name was repossessed. I have good credit and I want to know if the creditors can come after ME the wife for HIS debt because we are married. This happened in Houston, TX but now we live in Las Vegas, NV. I don't want to have to mess up my good credit with a bankruptcy. Also, I was told that maybe there was something that I could
  5. Is it true that you can file bankruptcy on taxes from the IRS if it's 3 years old? The lawyer I talked to on the phone today said it can be done but a lot of people just don't know it can be done.
  6. Do we have to get a lawyer? We are trying to keep cost down as much as we can right now. There really isn't anything to fight over. The home will be a foreclosure, we went through what was in the bank trying to pay the bills. The house note and crazy car payments sucked that dry! Both of his car notes were $800 each and that was for 2 Nissans! There are no stocks, bonds, IRAs, etc.. Other than that... there are 4 dogs to fight over! He doen't have a job!
  7. My husbands credit will soon be a train wreck!! He will have a foreclosure and 2 car repossession on his credit. I plan on buying a home in MY NAME using MY GOOD CREDIT in about 6 months. Will this some kind of way affect me getting approved for a house? When I fill out my credit application will they ask to see his credit even though he's not on the loan I'm applying for? I heard FHA, Fannie Mae, Freddie Mac won't approve you without pulling the spouses credit to see his debt. Once the repos and the foreclosure hit I'm guessing they will look at that as debt. What should I do?
  8. If a car is repossessed can the bank 1099 you AND you still owe them the debt? Or is it one or the other? I though if the bank wrote off the debt as a 1099 it was taken care of. My husband is having his car repossessed. it's only in his name and he's not working.
  9. is the judgement on BOTH of you? if it's just one i THINK you can just take that persons name off the bank account.