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Everything posted by Mische

  1. Hi Jamie glad to meet you too. Same with you, I am also new in here and started to learn things we must really know. Cheers.
  2. you are correct. here, i already learn some words with their meaning technically.
  3. I always go with HSBC...it's indeed the world's local bank
  4. yeah maybe you can also share to us what were the things you do to achieve great credit scores.
  5. I got a good credit history, i'm responsible enough to pay my purchases on time or if not I always talk to my bank and immediately inform them that i'm having an issue over this and ask them for consideration or installment deals. in that way I can pay my credit card debts easily.
  6. it is actually the best thing to do. communicate with them. sit with them and explain everything. that way, you guys will know the issues really are.
  7. yup! repairing a bad or lost credit is not easy and even take longer times but patience is the best thing to put in mind. of course proper action is also needed.
  8. What is the best bank or credit issuer that offer credit cards considering the lowest interest rates, promos, rebates and others?
  9. Wow Congratulations.... now you have to make sure that you won't make anything to get a bad credit. It's so hard to get a credit card. You know your responsibilities on how to make your credit card for sure.
  10. Tell the consumer reporting company, in writing, what information you think is inaccurate. Include copies (NOT originals) of documents that support your position. In addition to providing your complete name and address, your letter should clearly identify each item in your report you dispute, state the facts and explain why you dispute the information, and request that it be removed or corrected. Consumer reporting companies must investigate the items in question — usually within 30 days — unless they consider your dispute frivolous. When the investigation is complete, the consumer reporting company must give you the results in writing and a free copy of your report if the dispute results in a change.
  11. I'm really having a second thought or doubts about these credit repair companies. What do they really do? Can they do what they really always say? Quite confusing but I really wanted to know some answers please. Thank you
  12. I am not sure about this but there's nothing to loose if you try asking your creditors or banks which you have to apply for your car loans. Good luck to your car shopping.
  13. thank you so much for the links you guys provided for.... it helps a lot to all online users here.
  14. cookie is right. this is a very delicate thing and needs to be in formal and proper. I would always choose to have it in formal writing than a PDF file.
  15. Wow, thank you for taking time to post these questions. They are surely help.
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