michaelfrank

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About michaelfrank

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  1. Hi i have a judgement that will be satisfied do you have the correct lingo for me to vacate this judgement?
  2. WE WOn YAHOOOOOOOOOOOO!!!!!! -------------------------------------------------------------------------------- Went to court today, we went into a little room to talk and we said we sent a validation letter and it was never responded to and because we had a counterclaim that they violated the act and then would owe us $1,000. WE said we don't remember having an HSBC card and lets go into discovery so they would then have to come up with agreement and statements which i don't think they had, we went back into court room and we were getting disvoery of 60 days for them to prove they have the documentation that we owed the debt!!! After we were leaving he the attorney asked if we would wait and he would go call his client Main Stree Aquisition and that he would try to work out a deal. He came back and said if we were willing to dismiss our couterclaim that they violated the FDCPA and they would owe us $1,000, they would dismiss their end!!!!! Oh and i Said to make sure that it is WITH Prejudice!!! (which means the this matter can not be brought up again). Everybody was surprised the judge mouthed the words YES while clutching her fist, like she just won somthing!! LOL!!!! and the Balif also shook his head in amazment!!! So i want to thank this site and anyone else that responded to me, THEY CAN BE BEAT, just don't give in!!!!!! P. S don't forget that counter claim!!!!!
  3. WE WOn YAHOOOOOOOOOOOO!!!!!! -------------------------------------------------------------------------------- Went to court today, we went into a little room to talk and we said we sent a validation letter and it was never responded to and because we had a counterclaim that they violated the act and then would owe us $1,000. WE said we don't remember having an HSBC card and lets go into discovery so they would then have to come up with agreement and statements which i don't think they had, we went back into court room and we were getting disvoery of 60 days for them to prove they have the documentation that we owed the debt!!! After we were leaving he the attorney asked if we would wait and he would go call his client Main Stree Aquisition and that he would try to work out a deal. He came back and said if we were willing to dismiss our couterclaim that they violated the FDCPA and they would owe us $1,000, they would dismiss their end!!!!! Oh and i Said to make sure that it is WITH Prejudice!!! (which means the this matter can not be brought up again). Everybody was surprised the judge mouthed the words YES while clutching her fist, like she just won somthing!! LOL!!!! and the Balif also shook his head in amazment!!! So i want to thank this site and anyone else that responded to me, THEY CAN BE BEAT, just don't give in!!!!!! P. S don't forget that counter claim!!!!!
  4. Went to court today, we went into a little room to talk and we said we sent a validation letter and it was never responded to and because we had a counterclaim that they violated the act and then would owe us $1,000. WE said we don't remember having an HSBC card and lets go into discovery so they would then have to come up with agreement and statements which i don't think they had, we went back into court room and we were getting disvoery of 60 days for them to prove they have the documentation that we owed the debt!!! After we were leaving he the attorney asked if we would wait and he would go call his client Main Stree Aquisition and that he would try to work out a deal. He came back and said if we were willing to dismiss our couterclaim that they violated the FDCPA and they would owe us $1,000, they would dismiss their end!!!!! Oh and i Said to make sure that it is WITH Prejudice!!! (which means the this matter can not be brought up again). Everybody was surprised the judge mouthed the words YES while clutching her fist, like she just won somthing!! LOL!!!! and the Balif also shook his head in amazment!!! So i want to thank this site and anyone else that responded to me, THEY CAN BE BEAT, just don't give in!!!!!! P. S don't forget that counter claim!!!!!
  5. i did send them a valadation letter back in last November but hadn't heard anything till i received this summons.
  6. what if they didn't respond to my valadation letter back last november and then all of sudden i'm getting this summons??
  7. i received no documentation from them other than their affidavitt in support of claim from vise president. They didn't supply anything, ie original contract, documentation that they actually bought the debt from HSBC. They didn't respond to my vallidation so i was going to ask the judge to dismiss and that i will waive my counter claim that they owe me $1,000 for violating the FDCPA.
  8. traffic 1033: How did you do at your court date??
  9. How did you make out at your court hearing??
  10. I received a letter nov 2010 for pmt of debt from debt collectorAmSher Collection Svcs. C/O Main Street Acquisition Corp (collector for original creditor HSBC). I within the 30 days sent a validation to Amsher and never heard back and then in July received a Summons from Attorney for Main Street. I have sent in my response mainly asking for a dismissal with predjudice for not responding back to me within the 30 days, am i on the right track????
  11. I had a garnishment judgement for my State of Michigan tax return back in April and now this month a new collectioon agency is trying to collect the same debt??
  12. WE just receive a call from attorney saying they represent Bank of America for Arbitration. We haven't even sent them the first Valdation of Debt letter yet. How should i proceed?
  13. Well i did have a notice from the Discover attorney that he had scheduled a Hearing for November 2nd and i didn't see it. It was mixed in with all the other papers he sent me for the summary disposition and for judgement on the complaint. Shouldn't the court have sent me somthing instead of coming from the other attorney? I had thought that i had plenty of time as we set the pre-trial conf. for December 21st. What do i do now??
  14. Well i did have a notice from the Discover attorney that he had scheduled a Hearing for November 2nd and i didn't see it. It was mixed in with all the other papers he sent me for the summary disposition and for judgement on the complaint. Shouldn't the court have sent me somthing instead of coming from the other attorney? I had thought that i had plenty of time as we set the pre-trial conf. for December 21st. What do i do now??