nobk4me

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nobk4me last won the day on January 17

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About nobk4me

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  1. Is arbitration an option here? That's the best way to beat a JDB. Who issued the Best Buy card?
  2. More details would help. Please answer the questions in this thread:
  3. Go with arbitration, which is the best way to beat a JDB. I would file the MTC Arb ASAP, and object to their discovery on the grounds that arbitration has been elected, and the scope of discovery should be determined by the arbitration forum. Answering their discovery requests with anything other than an objection could be construed as waiving your arbitration rights by participating in litigation.
  4. Almost everybody who followed the rules and did it right. A recent poster from Alaska revealed that the JDB walked on a $14K debt when faced with arbitration.
  5. You have to answer the lawsuit, and file a Motion to Compel Arbitration.
  6. Try here: https://www.consumerfinance.gov/data-research/credit-card-data/
  7. I would also point out that here, the JDB walked on a $14K debt when faced with arbitration in JAMS.
  8. I would advise against that. That could be construed, or twisted into, and admission of the debt and willingness to pay.
  9. Looks like dismissal by the plaintiff. But wait for an official notice from the court to celebrate. Arb works!
  10. Just to clarify: you did file the MTC Arb with the court, and sent a copy to the lawyers? As for the interrogatories, if you want to pursue the arb strategy, it is best to object to all of them, as arbitration has been elected, and the scope of discovery will be determined by the arbitration forum. If you participate in discovery in court, you may waive your arb rights.
  11. The best way to beat a JDB is with arbitration.
  12. That's what I thought, too. And, for a debt from 15 years ago, it is almost certainly past the statute of limitations (which varies by state).
  13. With the OC of Synchrony, arbitration is the best way to deal with this. And, if you do go the arbitration route, you do not want to engage in discovery,a s that may waive your arb rights. Instead, you should object to their discovery on the grounds that arbitration has been elected. But first you should file the MTC Arb. I would suggest doing this ASAP. Best info on arb:
  14. Unless the JDB appeals (which is unlikely), it's over. You have prevailed. Congratulations. Don't withdraw the arb, though. What will probably happen there, is the JDB will be billed by AAA, the JDB won't pay, and AAA will dismiss the case for their lack of payment. Keep all the paperwork in case they (or a subsequent JDB) tries again in court. The probably won't, but it's best to have proof that they have failed to pursue arbitration.
  15. I think that may depend on the amount of the debt.