underpar62

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About underpar62

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  1. bump.. Does anyone have any input here? Thanks!
  2. Ok thanks. Is there anything I can/should do in regards to the letter? Can I get this off my credit report? What time frame are we looking at? Thanks
  3. After reviewing my credit report from May 2012 the auto loan was on there under Adverse Accounts. It says Balance: $13,xxx High Balance: $19,xxx Past Due: $13,xxx Last Payment: xx/2009 Pay Status: Charged Off Remarks: Unpaid Balance Charge Off Estimated removal date: xx/2015 Will I have to wait until 2015 for this to fall off? Will I not be able to get another car until then? Thanks again.
  4. Hi all I found the link for the following sample letter in regards to vehicle repossession: Date Your Name Your Address City, State Zip Collection Dept Address City, State Zip Name of Original Creditor Address of OC Name of Original Seller (car dealer) Address of OS Re: Acct # XXXX-XXXX-XXXX-XXXX (collection agency) Re: Acct # XXXX-XXXX-XXXX-XXXX (original creditor) Make of car: Model: VIN# To Whom It May Concern: I am writing in regard to the above referenced accounts and transactions. This vehicle was repossessed by (Original Creditor) in the State of (Your State) on or about, xx/xx/xxxx, a
  5. Hey all, I am trying to rebuild my credit....So I went ahead and disputed all my adverse accounts on TransUnion about a month ago and just the e-mail saying it was complete... On the Resolution Summary page it listed the: CREDITOR ACCT # RESULTS One of the results says VERIFIED, NO CHANGE One says DELETED The other 5 say NEW INFORMATION Obviously the 1 acct has been verified and I can't do anything about, 1 acct has (or will) be deleted... But what about the other 5 accts. with NEW INFORMATION??? What does this mean? What should be my next move from here? A
  6. Do I just wait and see what happens? I went through and disputed / opened investigations for the majority of the bad things on my credit report claiming (contains multiple inaccuracies). Was this a good start? What else can I do to assist in cleaning up. Thanks
  7. I did attempt to file a Contigency... and this is what I got in response: MAGISTRATE'S DECISION This matter came for hearing on the 18TH day of November , 2011. The Magistrate finds as follows: Service on the named defendants is proper and the parties are properly before the court. This matter came for review of the defendant’s motion for continuance filed at 10:48 AM on the day of the hearing on plaintiff’s motion for Summary Judgment. The defendant seeks more time to “…acquire necessary documentation, study legal procedure…” The record indicates that the motion was served on the defendant at
  8. Thanks for the responses.. and I know it is last minute.. but I need some sort of strategy here before tomorrow..! Here are some previous posts I had that covers everything that has happened: http://www.creditinfocenter.com/forums/there-lawyer-house/308460-i-think-theyve-won-damn.html http://www.creditinfocenter.com/forums/there-lawyer-house/308902-very-interesting.html http://www.creditinfocenter.com/forums/there-lawyer-house/309296-there-way-ask-court-dismiss.html http://www.creditinfocenter.com/forums/there-lawyer-house/309437-magistrate-review-order-help.html http://www.creditinfocenter.co
  9. Hey all Trial is set for tomorrow and I have no clue what to expect or say??? Being sued by Midland of course... Thanks
  10. This is direct from the court website: 10/25/2011 MOTION FOR SUMMARY JUDGMENT WITH AFFIDAVIT IN SUPPORT ATTACHED FILED BY PLANTIFF ATTORNEY 10/28/2011 MOT - MOTION HEARING, (this week) , (SJ) - ORAL ARGUMENT MAY BE WAIVED. NOTICES ISSUED. I never received anything else via mail from the JDB or court??? So, what should I say at the Motion Hearing??? I have no clue what I am doing??? Thanks
  11. @BV80 According to the Muni courts website... the JDB did respond to the Magistrate Review Order on the last day (60th) it was due... I havent received anything from the JDB but the original summons / complaint which I answered in a timely fashion. I really have no clue what to expect this week at the Trial??? What am I getting myself into??? Advice? Thanks
  12. I have no idea what this means?!? Sorry.. I have responded to their initial summons complaints and answered that. I then received a "Magistrate Review Order" I guess the JDB answered this and then a Trial date was set That is pretty much the extent of what has happened since 06/2011 The trial is set for Friday What is outstanding discovery? Can I stop this from going to trial Friday?
  13. Yes..I was served summons which I answered on time. What will be the outcome of this trial??? What information do I need with me? What is the "Appearance not required if oral argument waived." about? Thanks
  14. Currently being sued by JDB I received a Hearing Order from the Court in the mail. It reads.. Upon consideration the Magistrate orders as follows: X Motion / Hearing (This week!!!) X Sum. Jud. ___ Jud. Plead. ___ Relief Jud. ___ Default X Appearance not required if oral argument waived. Will the JDB even show up to this? What exactly does this mean for me? What does "appearance not required if oral argument waived" mean? Do I need to go to this hearing date? I'm confused as to what is next??? Is there anything I should be doing / filing? Any help you could give would be great.. thanks!
  15. Being sued by Midland ... Well I received a Hearing Order from the Muni Court in the mail. It reads.. Upon consideration the Magistrate orders as follows: X Motion / Hearing (Date/Time in November 2011) X Sum. Jud. ___ Jud. Plead. ___ Relief Jud. ___ Default X Appearance not required if oral argument waived. What exactally does this mean for me? Do I need to go to this hearing date? Im confused as to what is next??? Is there anything I should be doing / filing? Any help you could give would be great.. thanks!