Arne

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About Arne

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  1. It looks like a property that has been surrendered in a chapter 7 bankruptcy in Florida still will have to go through the foreclosure process for the lender to get the Deed. Does that mean that the mortgage lender, in the foreclosure process, can retain the right to do a Deficiency Judgment and come after the mortgage holder after some years and ask for the unpaid mortgage amount, as they can in a foreclosure? Does that mean that the mortgage lender, in the foreclosure process, leave a foreclosure notice on the credit reports or will only the bankruptcy show up? Will requesting the mortgage lender to do a Short sale of a property that has been surrendered, bring the discharged mortgages out of the discharge and so can hurt the mortgage holder again?