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Huntet02

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core_pfieldgroups_99

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    Kramer & Frank been after me for 5 yrs

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    Kansas

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  1. About to lose my mind trying to pay off an old debt. Called Kramer and Frank again yesterday after I took money out of my 401K to pay off debt and made them an offer to settle. They verified my home address, asked if I still worked for Walgreens I said no never have and then they wanted my place of employment. I said I can't give you that they said then we can't take your settlement offer without your place of employment. OMG this is why this debt is 6 years old, I've tried in the past to make payment arrangements every year and run into this POE thing-meanwhile my original debt of $3368.00 is now up to $6500.00 with 12% per annum. I consulted w/collections lawyer he advised me to call them and make a settlement offer myself said he was surprised after all these years they hadn't found my place of employment. I'm about ready to lie about my place of employment just so I could try and settle this. Do you think they would they find out I was lying?? They asked me if I still worked for "Walgreens" I told them I've never worked for Walgreens in my life but maybe I should have said "yes". I'm past tears...this thing is ripping me apart has been for years but how in the WORLD am I supposed to pay off this 6 year old judgment if they won't take my offer without me disclosing my place of employment? If I do tell them where I work I"m sure they will take the entire $6500.00 which is highway robbery.
  2. Did you all "call" and also offer them the settlement amounts over the phone? I understand the need to send a letter and have "them" notate what they agree to in writing for my records but since today is the 27th and I'm taking out a 401K loan I kind of need to know what they will or wont' take in way of Monies otherwise I'm taking too much out of 401K. But my original judgment amount was $3368.00 in 2004 so now 6 yrs later the CA/attorney wants with interest $6530.14 trying to figure out what to offer them and give them a call right away and also send them a written fax if we can come to a price agreement. All suggestions greatly appreciated
  3. And I owe $2500 via judgment but with interest close to $6500. And the attorney I'm going to see tonight is one that specializes in representing Creditors and Landlords. I'm probably going to get the same type of negative attitude and I was so hopeful....I really need closure to this but if the CA you owe money will never take your call or call you back how the heck can you pay.....?
  4. Im in Kansas and I was almost sure they cannot BUT how in the world did they find out I had an account with Mulvane state bank, this is a tiny little bank we only had a truck loan with IF they didn't check my credit it would have been a needle in haystack to find this tiny bank.
  5. I know the KS law states that only (1) wage garnishment per every 30 days for same account but what is the ruling for bank garnishments? These bloodsuckers have sent bank garnishments to every bank with 50 miles of my residence .....wish I could get them on it.......
  6. usctrojanalum, I am admiring this.....admiring bigtime I've got a nasty judgement that has been following me around for 6 years tried making payments but then they want my place of employment won't give so they won't take my payments.
  7. "Mad in KS" said in another Kramer & Frank post that per Kansas law the sherriff or server of some type only has to drop the paperwork on your current address (porch or otherwise) and they could affirm the judegement. This is crazy
  8. Meaning if you've got a judgement on you I've read on here that if your debt is sold, its OC or assigness forfeit all rights to garnishements. If this is correct I'm wanting to look into if my debt has ever been sold, the auto company has changed names several times my judgement reads like this Daimler Chrysler Service North America LLC, a michigan limited liability company, FDBA Chrysler Financial Company LLC., Assignee of Don Schmid Motor INC. (this Don Schmid is no longer doing busines in WIchita KS) all being filed by Kramer & Frank, PC Kansas City, MO My second issue is how is it supposed to be reported on your credit bureau report? One of the 3 says Daimler Chrysler Services but Im still looking and would swear I've seen Kramer and Frank listed on one of them.
  9. I requested a Debtors request for hearing after receiving garnishment paperwork for (2) different bank accounts, mailed on same day. I wrote down in the exemption line "validation of debt, determine what I've already paid, original balance owed". The sedgwick county clerk for civil assignment let me write this here she said it was fine but any lawyer Ive talked to says these are not reasons for exemption, I know they aren't but trying to get to talk to these bloodksuckers or a judge I can't pay them if they won't return my call. Judgement since 2004 Been reading these posts for days but still behind trying to understand all....
  10. Wanted to know the defenses I can use for an old 2004 judgment put against me by Daimler Chrysler LLC assignee of Don Schmid Motor, INC Kramer and Frank,PC saying I owe them $8000.00 when another collection agency that had my case says I only owed $2878.68. These bloodsuckers at Kramer and Frank wont call me back, or one day tell me to call them with settlement offer and then when I do they say they aren't taking settlements. Now I can't even get a call through so I might as well state my case to someone its better than these bank garnishements they are trying to put through every month. I go for my first hearing next wed July 14th. Trying to gather a defense to show to a judge on my second appearance that I am willing to pay this, have made good payments before but need reasonable terms.
  11. Wanted to know the defenses I can use for an old 2004 judgment put against me by Daimler Chrysler LLC assignee of Don Schmid Motor, INC Kramer and Frank,PC saying I owe them $8000.00 when another collection agency that had my case says I only owed $2878.68. These bloodsuckers at Kramer and Frank wont call me back, or one day tell me to call them with settlement offer and then when I do they say they aren't taking settlements. Now I can't even get a call through so I might as well state my case to someone its better than these bank garnishements they are trying to put through every month. I go for my first hearing next wed July 14th. Trying to gather a defense to show to a judge on my second appearance that I am willing to pay this, have made good payments before but need reasonable terms.
  12. Wanted to know the defenses I can use for an old 2004 judgment put against me by Daimler Chrysler LLC assignee of Don Schmid Motor, INC Kramer and Frank,PC saying I owe them $8000.00 when another collection agency that had my case says I only owed $2878.68. These bloodsuckers at Kramer and Frank wont call me back, or one day tell me to call them with settlement offer and then when I do they say they aren't taking settlements. Now I can't even get a call through so I might as well state my case to someone its better than these bank garnishements they are trying to put through every month. I go for my first hearing next wed July 14th. Trying to gather a defense to show to a judge on my second appearance that I am willing to pay this, have made good payments before but need reasonable terms.
  13. Wanted to know the defenses I can use for an old 2004 judgment put against me by Daimler Chrysler LLC assignee of Don Schmid Motor, INC Kramer and Frank,PC saying I owe them $8000.00 when another collection agency that had my case says I only owed $2878.68. These bloodsuckers at Kramer and Frank wont call me back, or one day tell me to call them with settlement offer and then when I do they say they aren't taking settlements. Now I can't even get a call through so I might as well state my case to someone its better than these bank garnishements they are trying to put through every month. I go for my first hearing next wed July 14th. Trying to gather a defense to show to a judge on my second appearance that I am willing to pay this, have made good payments before but need reasonable terms.
  14. They want the same thing from me I haven't given it in 5 years. If they have it the can garnish your wages for the entire amount they say is owed even when they've tacked on 80% interest.
  15. trying to find out from them how much I truly owe is painstaking.....Surely a judge would listen to me if I took this in fron of Sedgwick county....
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