My mother got a Motion for Summary Judgement in the mail today, from an apparent lawsuit from Citibank (but I think its from a third party debt collector--not sure). I really don't even know how this case has been progressing because she hasn't been opening her mail etc due to being sick. I doubt she has responded to any of this stuff. I am trying to help her because it seems that this can have scary repercussions and she thinks just ignoring it will make it go away/somehow go in her favor and I know this is not the case. My questions are, if they have a judgement against her what can happen? Can they take her house or garnish her wages? She lives in Florida. I would like to help her send in some sort of response. Is it too late for that? I have no idea how to proceed. It seems this is very much at the end and it might be too late to help her. What, if anything, can be done at this point? I have read some stuff on here about Arbitration but is it too late for that? I see here in the letter that it says something about "Defendant has admitted the allegations contained in Plaintiff's Complaint, An admission in an answer binds the party and no proof is required." I hope she really did not admit it and that she just didn't respond? If she did admit it is there no hope for her? Any help would be appreciated. Thanks.