
DaFish
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DaFish last won the day on February 8 2013
DaFish had the most liked content!
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31 ExcellentAbout DaFish
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Me 1 JDB 0
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Location
California
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Still at it!
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BofA and CACH LLC on my CR's in Calif.
DaFish replied to DaFish's topic in Credit Bureaus/Reports/Scores
I disputed it and it shows on the report. The Underwrtier doesn't seem concerned about CACH as much as B of A. -
BofA and CACH LLC on my CR's in Calif.
DaFish replied to DaFish's topic in Credit Bureaus/Reports/Scores
Thanks BV80! DV was sent to CACH on the initial contact (and within 30 days). I figured that because I requested JAMS arbitration on the DV (per this website), they gave up. Can I ask BofA to remove their report (on a whim that they might do it??) The BofA thing is tripping me up more then the CACH thing..... -
First, thanks to all for any help here. I am trying to buy a house. The following are a stumbling block for me on my CR's: A report from CACH LLC re; a Wells Fargo debt they purchased (amount $8,000). I sent a DV letter over 2 years ago with no response. Last payment made on account 07/2011. Also a BofA CC acc't shown to be charged off. (amount $25,000) last payment made 08/2009, beyond the SOL for the state of California. Any suggestions? Should CACH have reported this debt to the CR when they haven't proved ownership of the debt? Should BofA remove this because of the SOL? Thanks again!
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after dismissal JDB lawyer threatens
DaFish replied to DaFish's topic in Is There a Lawyer in the House
so maybe this is a FDCPA 807 (5) infraction?? 807 A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section: (5) The threat to take any action that cannot legally be taken or that is not intended to be taken. -
after dismissal JDB lawyer threatens
DaFish replied to DaFish's topic in Is There a Lawyer in the House
I have PM'd Calawyer and he is guiding me! -
after dismissal JDB lawyer threatens
DaFish replied to DaFish's topic in Is There a Lawyer in the House
I like this answer as well! -
after dismissal JDB lawyer threatens
DaFish replied to DaFish's topic in Is There a Lawyer in the House
I like that answer HP! -
So this JDB lawyer no shows in court and I get a dismissal. Now with the help of some of the California folks on this forum, I'm trying to get my $300 back for costs. Got a judgment from the court and everything (it's been over 3 months) Rec'd a call today from the lawyer saying (and I quote) " ....if you don't walk away from the $300 he will have his client go vacate the supposed judgement that you recieved (dismissed without prejudice) and put the lawsuit back on calender and retry the matter". Now it's up to you, do you want to walk away from the alledged costs or do want to go thru trial a
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FINALLY! A great California opinion on CCP 98
DaFish replied to calawyer's topic in Is There a Lawyer in the House
Thats great news!- 78 replies
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- california
- CCP 98
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(and 1 more)
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Just checked my Credit Report on Experian and Midland has posted a delinquet account on 04/23/13, this after I whupped them in court on 05/07/11 (dismissed in my favor with costs)! Same account. Is this a FDCPA violation? What do I do? I didputed with Experian online.
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Sued by Cach LLC in CA (Update: I win! It's over.)
DaFish replied to string's topic in Is There a Lawyer in the House
Here is a link from ASTMedic, very informative. Helped me. CACH, Midland...same thing. how-i-beat-midland-in-california -
SANCTIONS FOR FAILURE TO APPEAR against law firm in Calif
DaFish replied to DaFish's topic in Is There a Lawyer in the House
Yeah, sometimes I get pretty full of myself....I will be more careful. I just get so riled when I see all of these folks that are in the same boat as me being stomped on because we were victims of circumstance. I'm not a flake. I have had perfect credit my whole life until 2008 when it all went to hell. Heck, I hate having a debit card, but it's a neccesity. I will never, ever have a card, or an auto loan and if I can help it, a mortgage with a bank.....I will do business with my Credit Union, but very carefully.... -
SANCTIONS FOR FAILURE TO APPEAR against law firm in Calif
DaFish replied to DaFish's topic in Is There a Lawyer in the House
I guess I just wanted to get out of there. I hope they try to refile, because they, like all of the other JDB's had no case and I was ready to rock their world!