tigger

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tigger last won the day on May 19 2011

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About tigger

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  1. Hi easy619, Ultimately it's up to you to decide, given your situation. But a few things for you to consider: How long until the statute of limitation on the accounts, expires? For help calculating, see link at bottom of this post. When my spouse was sued in 2011 by a jdb, he was about $18,000 in debt. He was considering bankruptcy. But given that his sol on all accounts was coming up at the end of 2012/beginning of 2013 for a few...we decided against it. We lucked out. One account sent him a 1099 c (basically meaning they were no longer pursuing the debt)...! We (of corurse) had to claim
  2. For anyone to offer you assistance, you need to provide some information. Please review the following thread.: http://www.creditinfocenter.com/forums/there-lawyer-house/242744-qs-answer-when-posting-forum-please-read.html
  3. Hi uumars, Welcome to the forum! Sorry that I am so late to this. My response, will kick this thread to the beginning of the forum--and more people will be able to see it and help you. In the meantime: Yes, BOP's must be signed by you, prior to sending them. This is important...Answers to summons, must be filed w/the court w/in 30 days of your obtaining it. So if you have not already done so, this has to be filed w/the court Within the 30 day deadline, so you can avoid obtaining a default judgement. Regarding your questions/concerns about Equifax: If the information regarding the account
  4. Hi easy619... Welcome (sorry I'm so late to this). Just wanted to stress the bold (above) by calawyer. Given you've served RFP's, do yourself a favor and create or obtain calendars and keep them where you will see them daily. You want to keep track of due dates of any documents that you send AND receive--Due DATES for YOURSELF and FOR OPPOSING Counsel. You'll also need local rules of court, in order to keep track of the dates/times that items are due. This is super important! Sounds like you are off to a great start!
  5. Hi easy619... Welcome (sorry I'm so late to this). Just wanted to stress the bold (above) by calawyer. Given you've served RFP's, do yourself a favor and create or obtain calendars and keep them where you will see them daily. You want to keep track of due dates for YOU and OPPOSING Counsel. You'll also need rules of court, in order to keep track of the dates/times that items are due. This is super important! Sounds like you are off to a great start!
  6. As promised, I'm back w/a link. The first post in the thread below explains motion to compel BOP vs. Written Discovery. It's an important read, and could be helpful to your case. It could also help you decide which way you'd like to go. If you continue through to post #9, he links a thread w/an example to a meet and confer/objection to BOP (and more). http://www.creditinfocenter.com/forums/there-lawyer-house/309078-motions-compel-bop-vs-written-discovery-cal.html Good luck!
  7. p.s. Above it looks like racecar has also provided you w/a motion to compel a bill of particulars. Motions to compel require following a specific time-line, and an additional fee (w/the court clerk's office)....I think motions are $40 or $45 additional, now (anyone confirm this for me...?) This is certainly another option available to you. If you are interested, be certain to check your local rules of court, so that you file in accordance (if you choose this route). Ok...going to look for those links.
  8. Hi griffin, 1ststep is correct in that the response they provided is not sufficient under rules for BOP. I know it probably freaked you out a bit, getting all those statements, and a copy of your application (in your own writing). But do not worry. Under California rules, any evidence presented has to fall under Evidence rules. Have you reviewed those, yet? I am sharing this w/you--as these are things you need to know (and to be aware of) in order to defend yourself (and your case) w/the court. But this isn't something you share w/them (opposing counsel--the dudes suing you). They are atto
  9. ...(as pro-se). Case was dismissed w/out predjudice. Seeing the frequency at which jdb's refile claims against pro-se's, I wanted some insurance that would not happen to us. So, we hired a consumer attorney to file federal and state claims against the jdb and their representing law firm. I also felt it was important to hold the company and their law firm accountable for bringing a case to court, with no evidence whatsoever. We recently obtained our share of a settlement (our lawyers of course got the larger percentage--having done all the work, protecting our rights). I'm sharing this as I'
  10. Good advice! Congratulations! You also have the option of suing them for any FDCPA and/or Rosenthal violations that they made. National Association of Consumer Advocates | Consumer Protection Advocates and Attorneys - Help for Consumers. Interview some consumer attorneys near you, and see what they think. Doesn't hurt. Never know, you may end up costing them more money than they even paid for the debt. ...always a total bonus!
  11. Hi tugang, Welcome to the forum...! I am sorry you are being sued. But glad you found this forum, as it is very helpful! You are doing very well communicating with the forum, considering English is your second language. You say you have a case conference on August 10th, is this correct? Did you file a case management statement with your court, a few weeks ago? The case management conference is generally just an informal meeting where both sides meet in front of the judge. The judge attempts to see how things are progressing with the case/trial. At the conference, the judge will set a date f
  12. Hi mima, Welcome to the forum...! We were sued over a year ago by a different junk debt buyer and law firm. We won our case at the end of Jan, 2012. I just started reading through your thread. From all you've shared and the questions you've asked it looks like you are doing a good job on your case! Keep up the good work! If you ever need moral support, or just to vent, feel free to pm me... I remember what it was like (sooooo overwhelming and stressful), but you are doing everything right--reading from here especially. Hang in there and Take care, tigger
  13. Congratulations on your win....! I'm sorry that the attorneys you contacted didn't offer options that were good for you. Just fyi, in the event anyone else comes after you--in cases of a credit card debt you want to contact a consumer attorney. You can google for them, or go directly to their membership site at National Association of Consumer Advocates | Consumer Protection Advocates and Attorneys - Help for Consumers. A generalist or an attorney not familiar w/consumer laws, will not be aware of all the options available to consumers in these situations. You are right in that these compan
  14. I respect your opinion, and know you do not say things you have not experienced personally. To be honest, I had a tough time finding attorneys to take on our case when we were sued. But at that time, I did not know there were consumer attorneys--and that they were different from the type of attorneys like those you seem to be speaking of. We even got a letter in the mail from a firm preying on debt litigants, because they wanted a piece of what they believed was an inevitable settlement, waiting to happen. We never called them. When we were sued (over a year ago), we heard all the usual--at