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About MaryAnn88

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  1. well I received a letter from NCO Financial Systems, Inc stating that I should make them a payment for the entire balance of a Capital One credit card I have. The problem here is my Capital One account is still active, I still have credit, I have made my payments. I have to admit I was a week late on my last payment but still I make my monthly payments on time and I have NEVER made a payment later than one week after the due date. I have not filed for bankruptcy or anything similar and I'm not planning to. I still have other credit cards on good standing and my credit is normal so I have no idea why I got this letter from the collection agency. Could it be a scam? What should I do? Also the letter mentions a website www group . com but when I enter it's a church website. It's supposed to be about my rights under Federal and Texas law.