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About mikopr

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  • Birthday 01/25/1978


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    Federal Inspection Stations

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  1. Hello guys!!! I sent a DV to Pinnacle Credit. They sent me a response, but the response came from APM Financial Solution. They included Pinnacle Credit like a Client. In my credit report appear the follow info about this account (Pep Boys Credit Card): Date Opened: 04/2004 Date Reported: 12/2008 Date of Last Payment: 11/2005 Status: Charge Off In the response letter they mark the account like "Statute Date: 11/15/209 Out of Statute" It is Out of Statutes or no? What happen if the account is out of statutes? They delete or no? My next step? Thanks
  2. Hi guys: I sent this DV to Capital One. To Whom it may concern This letter is response to a letter I received from you regarding account ending 1387. I demanded that you investigate this account and the information your Company is reporting to the Credit Bureaus According to the Far (FACRA) laws: (ยง 623. (a)(8) ABILITY OF CONSUMER TO DISPUTE INFORMATION DIRECTLY WITH FURNISHER). Case law has established for the past few years that the Original Creditor can be held liable for reporting inaccurate information (Richardson vs. Fleet, Nelson vs. Chase Manhattan ), the FACTA legislation passed re
  3. do not have much knowledge about the law. I am going to copy what appears online of the court. Case Detail Case: XXXXXXXXXXXXXXXX Action: DAMAGES Filing Date: 05/21/2009 Parties Plaintiff(s) Attorney CAPITAL ONE BANK USA NA BORACK DAVID E Defendant(s) Served Attorney XXXXXXXXXXX Dockets Date Action Docket Type 05/20/2009 COMPLAINT 05/21/2009 Calendar entry added for: 06/10/2009 08:45 AM 05/21/2009 Reason: PRTC 05/21/2009 SUMMONS NOTICE TO APPEAR 05/28/2009 XXXXXXX
  4. Even I though never had to attend the court because the day before the citation the court send me a letter saying " Motion to dismiss/Order to Causeto show/ to appear? Thanks
  5. I need Help with One Capital In 11/2007 I open an account with One Capital. In 8/2008 they closed the account. In 2009 they sent a citation to me to the court in the State of Florida. 6 months later, I received a letter of the court where he indicates " notice of lack of prosecution" For a year I am disputing to this account but i always recive the same answer, " verified, not change" In 4/2011 I sends a DV to Capital. They responded to me saying that under I number of account that I provide was impossible to verify the account. They request a copy of my SS and driver license . Obvious I did