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About 509vista

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  1. Hello, My name is Jeremy and I'm 24 years old. I have had a 730 credit score for some time but to my surprise it is now a 580 and I'm unable to obtain credit. My goal is to buy a house this year and I'm scared I may have messed it all up. I would appreciate any advise I could get from the viewers of this forum. Last week I went to apply for a credit card and to my surprise I was denied. When the reason came in the mail it said "Serious Delinquency" and I was blown away. I had cut up my credit cards 5 months prior and was entirely debt free. I went and pulled my credit score and I show a histor