Somewhat Confused

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About Somewhat Confused

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    Michigan
  1. After filing arbitration - I got my court date and I went on the 31st for my Motion to Compel Hearing: This is what occurred - the time I had to be there was 11am & apparently no attorney showed up for my case as I sat there until 1:10 PM and low and behold finally the attorney blew in. The judge called us up and this lady apparently had nothing with her as for some reason she was not aware of this court hearing as the jduge stated they had called her to come and she made the comment on how she was driving on the freeway going home when she got the call. Yeah nice judge made me sit ther
  2. Received their reply the other day and may I say that they were not happy that I filed for arbitration. Below are some of the great examples they are firing back at me.... They stated that for a Standard Review: And this was my favorite part... And then their argument... And in the end they feel that... Nice really nice...and thats my update so far...
  3. Just to update, with my case I filed for Arbitration. I wouldn't have been able to do all this without the great help of Linda7 & BV80 who guided me & got me all the forms needed so that I was able to accomplish all this. I went to the court house today paid the $20.00 to file the motion and now lets see what happens..
  4. Hi Legaleagle, I have endlessly searched everything, and all I can say is either I am not putting in the correct wording to do the search or.. You mean Chase as this was for a Providian card that was transferred to Wash which was bought out through JPMorgan Chase, which the governing laws that apply is DE is (3) years. An old Chase Agreement from 1999 (from when my account started or 2006 when it ended) stated the following below. GOVERNING LAW THE TERMS AND ENFORCEMENT OF THIS AGREEMENT AND YOUR ACCOUNT SHALL BE GOVERNED AND INTERPRETED IN ACCORDANCE WITH FEDERAL LAW AND, TO THE EXTENT STA
  5. No it doesn't, the first statement they supplied me with is dated 04/06/2005 and it shows a previous balance ($1,9xx.xx) along with finance charges and then new balance due. I cant beleive this - this truly is great news to hear bmc100!
  6. Hi BMC100, Thank you so much for that breach of contact info. As for the account stated the date range the are using is from 2/99-6/07 - they only supplied statements from 4/05 thur 06/07. While it does not show any purchases from that time, it does show payments & finance charges.
  7. Hi Patz, I have endlessly searched this and many other forums & yes I am looking for help to write the opposition MSJ, and the main problem I am coming across is in coming up with specific (MI) case laws in writing it. Also question: WAMU took over Providan. Should the JDB have provided me with a WAMU agreement instead of a Providian agreement?
  8. Hi, I have searched high and low for the past few days in reading soooo many collection case laws & cases that I don't know what's what. In short if there is anyone on this board who has a copy of an MSJ for MI, I would greatly appreciate any help (see my original posts). Thanks
  9. Although I may have disputed (denied) the account - payments are shown on statement for said account, so that was a good catch BV.
  10. Glad to hear that you did so well with them!!! You said - So they didn't have any copies of any statements or anything, because unfortunately for me they have lots of statements for me. None of the statements shows any transactions although it does show the finance charges & payments made to the said account. And unfortunately - the statements are in my name & address. And they did not give me any terms of agreement for the change over to Wash/Chase. Cant say thank you enough for these great rules as I am sure I am going to need them. Now I need help with getting my opposition