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About markmiller

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  1. If you want to invest on good books in economy and investment, then read the "The Intelligent Investor" by Benjamin Graham. It details years of accumulated wisdom from one of the all-time investment greats and specifies that loss minimization is more important than profit maximization. Graham's investment guide was first published in 1949 and described by Warren Buffett as "the best book on investing ever written".
  2. Penny stocks aren't a lost cause, but they are very high-risk investments that aren't suitable for all investors. If you can't resist the lure of micro caps, make sure you do extensive research and understand what you are getting into.
  3. Any student who is recently beginning an educational pursuit can take steps to avoid facing student loan debt settlement in the future. Pursuing grants rather than simply taking on additional debts can be a good strategy.
  4. Private student loans are a source of college funding intended to supplement but not to replace, federal student loans. For many students, however, federal loans aren’t enough to cover college costs. This loan is comparable to an outside scholarship that will reduce need-based aid. Private student loans, also called alternative student loans, are credit-based consumer loans specifically for paying educational expenses.
  5. Many car dealerships offer their own auto loans to customers, but they may not offer the best rate. If you have an account with a bank or credit union, see if they can offer you better loan rates because they are likely to offer good rates to their own customers.
  6. A direct student loan consolidation may be the answer to more than one problem. If you have struggled to meet your monthly payments and have used every option for deferment or forbearance your current loans offer, or find yourself about to default on your loan, a direct student loan consolidation can mean a fresh start.
  7. Auto loan pricing varies widely from lender to lender, with differences in rates of two percentage points or more in some areas.