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Posts posted by DefendantNewb

  1. Well, thanks to this forum I had the confidence to file my Answers and to 'do it my way,' instead of allowing the CA to trample me. For that I will be eternally grateful! What a fabulous community.

    That being said, I didn't feel confident enough to fight, or morally correct in trying to evade my financial obligation altogether, so I chose to offer a settlement. It was accepted, naturally, as winning a judgement is one thing, but collecting is another ball game indeed. I paid with a cashier's check and received my dismissal with prejudice along with my settlement letter. The eight-hundred pound gorilla is off my back!

    Successful settlement aside, I thought it was rather strange that while in the law office today, I was seated and my entire case file was slapped down in front of me and left with me to sift through; all the while the paralegal ran around making copies and had the lawyer sign everything. Not only that, but I was left in their conference room, which was littered with hundreds of case files! I could have accessed the sensitive, private information of others easily. I sat there laughing. They had noted all sorts of extreme statements in my file, including one about the fact that someone failed to submit a Certificate of Service, and that 'She knows her stuff, must request media immediately before trial!' After exhausting the case file I turned around to look at the office space, and it was littered with cubicles and people making the same generic phone calls repeatedly. Then there was this horribly grumpy girl in tattered clothing stuffing envelopes, hundreds! My goodness is this country in for it. Everyone and their Mother's in debt, and in default.

    There are some real characters that work in collections, that's all I'll say- and what a MESS! These "law offices" are simply disorganized, chaotic collection agencies themselves.

    Thank you, CIF!

  2. I had my loan with Sallie Mae deferred for an entire calendar year. If you're in trouble financially let them know, ask them for a deferral.

    Keep in mind that with student loans, they can levy your accounts without informing you that they're intending to take agressive action, and they DO NOT NEED A JUDGEMENT to do so. In other words, it's not a traditional debt.

  3. Are you jealous of them?

    There's nothing wrong with buying a few toys if you've found yourself in a position to do so. It's not anyone's place to judge. So long as you're a good natured person, what does it matter? What if the owner of that vehicle worked incredibly hard to get where they are financially? Most wealthy people are incredibly charitable anyway.. I have a "wealthy" aunt who has lots of toys- she also started her own non-profit and helps the less-than-privileged in her community a great deal. Quit whining.