richbyrd1981

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About richbyrd1981

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    Florida
  1. Thank you for all your help. 1500 dollars plus complete line item deletion. Thanks again...... until next time....
  2. First off I would like to say Thank you so much for yours and everyone else’s help, I hope the help keeps coming b/c I think this case is going to be long and drawn out. Yes the application does have my home address on it. But when I called my local police department to try and fill out a police report the officer said I needed to find out where it was filled out at, what city, county, and state, plus she told me that she doesnt think that much will come from it because the application was dated Feb. 2004. But I still e-mailed AA lawyer and asked him where the application was filled out at
  3. Thanks for all the help every one. I am new to the whole forum thing and I guess I wasn't allowed to post my question more on more than one board and the other ones got deleted, which <Removed> because there was some good advice on those too. I didn't know what board would be best for my situation, so if anyone thinks I will have better luck on another board please let me know. Since I posted this last night the lawyer called me today and he sent me the original application for the credit card. It is clearly not my handwriting and or signature. Looks like a girl filled it out and forg
  4. Thanks for all the help every one. I am new to the whole forum thing and I guess I wasn't allowed to post my question more on more than one board and the other ones got deleted, which <Removed> because there was some good advice on those too. I didn't know what board would be best for my situation, so if anyone thinks I will have better luck on another board please let me know. Since I posted this last night the lawyer called me today and he sent me the original application for the credit card. It is clearly not my handwriting and or signature. Looks like a girl filled it out and forg
  5. Thanks for all the help every one. I am new to the whole forum thing and I guess I wasn't allowed to post my question more on more than one board and the other ones got deleted, which <Removed> because there was some good advice on those too. I didn't know what board would be best for my situation, so if anyone thinks I will have better luck on another board please let me know. Since I posted this last night the lawyer called me today and he sent me the original application for the credit card. It is clearly not my handwriting and or signature. Looks like a girl filled it out and forg
  6. THANK YOU JACKSON FOR YOUR REPLAY. THIS IS MY FIRST TIME ASKING FOR HELP ON A BLOG/FORUMM, SO I APOLOGIZE IF IM DOING THIS WRONG. HE IS OFFERING ME A SETTLEMENT, HE SAID HE WOULD DELETE THE RECORD FROM MY CREDIT REPORT IF I DROP THE CASE. WHICH I THINK IS BULL **** BECAUSE IF SPENT HOURS AND HOURS MESSING WITH THEM TO CLEAR THIS UP, PLUS I HAVE BEEN DENINED 2 HOMELOANS BECAUSE OF IT. HE HAS NOT ASKED FOR DISCOVERY YET, AND FROM WHAT I UNDERSTAND ONLY THE JUDGE CAN MAKE ME SEND HIM DISCOVERY. BUT I SENT MOST OF MY CASE TO HIM WHEN I ORRIGINALLY FILLED THE LAWSUIT, SO THERES NOT MUCH LEFT TO BE
  7. I recently filed a lawsuit in small claims court against Asset Acceptance for violations of FDCRA and FCRA, defamation and Financial Injury. The short story is that I disputed a negative item on my credit report. They originally sent me a print out with my personal information on it. I asked for more documents like the original application with my signature on it. They sent me a letter stating that they had requested the information from the OC and they would forward it to me when they received them. This happened 3 times before I finally filled the lawsuit. Also during this time I applie
  8. I recently filed a lawsuit in small claims court against Asset Acceptance for violations of FDCRA and FCRA, defamation and Financial Injury. The short story is that I disputed a negative item on my credit report. They originally sent me a print out with my personal information on it. I asked for more documents like the original application with my signature on it. They sent me a letter stating that they had requested the information from the OC and they would forward it to me when they received them. This happened 3 times before I finally filled the lawsuit. Also during this time I applie
  9. I recently filed a lawsuit in small claims court against Asset Acceptance for violations of FDCRA and FCRA, defamation and Financial Injury. The short story is that I disputed a negative item on my credit report. They originally sent me a print out with my personal information on it. I asked for more documents like the original application with my signature on it. They sent me a letter stating that they had requested the information from the OC and they would forward it to me when they received them. This happened 3 times before I finally filled the lawsuit. Also during this time I applie