ihateCAandJDB

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About ihateCAandJDB

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  1. after you make a deal and they send you the offer in writing
  2. What is with these jerks delaying time sending debt settlement agreement letters? since its not sent CMRR, could one fight that in court and win since if you never get the agreement letter on time?
  3. no, the account number on the letter is not the same as the one on my credit report and my summons and complaint sword affidavit from fia card services. I will call to let them know. its an old bank of america account number that was charged off and i guess fia card services assigned a new number to it. the new account number is on the credit report.
  4. well, this is in regards to a settlement letter. the account number listed on the letter is an old Bank of america card number and not the same number as the one that is on the fia card services sworn affidavit and credit report.
  5. Does anyone have experience where fia card services assigned a different account number to a bank of america card number after its charged off? meaning, are they cross-referenced so that the old bank of america card number would be the same as the new fia card services account number? my credit report shows the new fia card services account number as a bank of america account. confused about this interchange.
  6. well, the balance is a a few hundred dollars more than the original balance. i remember the person saying the balance is a few hundred more because they tacked on the court filing fee and process server fee to it. could they do that to the original amount? the account number listed on the letter is an old Bank of america card number but not the same number as the one that appears on the fia card services sworn affidavit and credit report. the credit report shows the fia card services account number as a bank of america credit card number.
  7. so i got the settlement letter. however, there are a few problems that i detected right away. first of all, the account number listed and the balance is not the same as the one that is on the sworn affidavit from the original creditor and not the same as on my credit report. second, it just says that this letter is to confirm that our client has agreed to accept (certain amount) as settlement in full. failure to make the above payment in full and on time will void this settlement agreement and the entire balance will be due and owing. signed attorney for creditor so plain. i thought that in order for it to be an agreement to be binding, both parties must sign it. what do you think?
  8. so i got the settlement letter. however, there are a few problems that i detected right away. first of all, the account number listed and the balance is not the same as the one that is on the sworn affidavit from the original creditor and not the same as on my credit report. second, it just says that this letter is to confirm that our client has agreed to accept (certain amount) as settlement in full. failure to make the above payment in full and on time will void this settlement agreement and the entire balance will be due and owing. signed attorney for creditor so plain. i thought that in order for it to be an agreement to be binding, both parties must sign it. what do you think?
  9. well, this is for a one time lump sum settlement. my main thing is, i think they are playing the delayed tactic game and trying to pass the date that the lump sum payment has to be in by. Don't they have to send the letter for me to sign and date it for it to be legally binding on both parties? I mean, without the letter signed by me too since i wont be able to get it in time, its not legally binding right? could they still sue me for the full amount if not paid by certain date that we agreed on verbally without the signed letter? that is my main question
  10. so I am trying to settle out of court and we agreed on an amount verbally. I told them i wanted everything in writing and to send the debt settlement agreement letter to me. However, it seems they still have not sent the letter for me to sign, its been over two weeks already, and its due pretty soon at the end of month. a verbal agreement is not binding right? they would have to send me the letter for me to sign and date it for it to be legally binding on both parties right? without the letter, could they still sue me for the full amount if not paid by certain date that we agreed on verbally?
  11. so I am trying to settle out of court and we agreed on an amount verbally. I told them i wanted everything in writing and to send the debt settlement agreement letter to me. However, it seems they still have not sent the letter for me to sign, its been over two weeks already, and its due pretty soon at the end of month. a verbal agreement is not binding right? they would have to send me the letter for me to sign and date it for it to be legally binding on both parties right? without the letter, could they still sue me for the full amount if not paid by certain date that we agreed on verbally?
  12. so I am trying to settle out of court and we agreed on an amount verbally. I told them i wanted ieverything in writing and to send the debt settlement agreement letter to me. However, it seems they still have not sent the letter for me to sign, its been over two weeks already, and its due pretty soon at the end of month. a verbal agreement is not binding right? they would have to send me the letter for me to sign and date it for it to be legally binding on both parties right? without the letter, could they still sue me for the full amount if not paid by certain date that we agreed on verbally?