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About pherow

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  1. I just wanted to say Thank You to all that has posted information. I am just doing alot of reading right now. I do have a question about the "admit" and "deny" thing. On the Complaint, questions 2 & 3, they are stating that I had an account with Chase is that something that I admit to?
  2. You guys are very correct when assuming that I don't have money for attorney fees. A little about me..I was employed at a company for 20 years and in 2009 I was laid off. One day I had a job making great money and never missed a payment on anything to getting unemployment checks. I was unemployed for a year and a half and then in June 2010 I was hired making less than half of my last job. I struggle just to live these days much less have any extra money. I am a 41 year old female who has a wonderful finance that is helping me through this but like I said its tough. This is what the Summons h
  3. Thank you coltfan 1972 and usagi555 for the very helpful information that both of you provided. I know this will be alot of reading and concentration. Here is additional information... 1. Who is the named plaintiff in the suit? ~ Omega Credit, Inc. 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) ~ Henley, Lotterhos & Henley, PLLC 3. How much are you being sued for? ~ $4500.00 + all lawful prejudgement and postjudgment interest from September 28,2011 4. Who is the original creditor? (if not the Plaintiff) ~ Chase Bnk USA 5. How do you
  4. I was handed a Summons/Complaint by our local sheriff's dept where I work at yesterday. It is from Omega Credit, Inc. "for" Chase Bank USA from 2009. I ran a credit report in 2010 and it showed Chase Bank USA account as charged off. I ran another credit report today and it showed Chase Bank USA account closed and purchased by another lender. I have read all day today about what to do and I am so confused. I know that I need to write a letter in answer to the complaint, but I am stuck. I am not familiar with attorney language or the State of MS laws. I would appreciate any help given on how to