cleanup

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About cleanup

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    Rhode Island
  1. Thank you all for you responses. This is all so new to me and I get overwehelmed with things due to my anxiety. I am barely making it as it is very difficult to keep everything going. I am 100% disabled due to a chronic illness and have been on chemo 3 times, I receive medicare and state medical for me and my girls. I am paid monthly for the disability and job that is my total income for 3 people 1 adult and 2 minor children. At times my hours change depending on if I am able to work. What is the process of vacating? I did receive a certified summons from the court the first time but was just lost and clueless on what to do so I showed up. I received a garnishment letter/notice and attachement of wages form from the attorney last week that I must object to by 1/29. When I complete the enclosed forms to object due to receiving public assistance do I write a letter requesting to vacate the original order on 7/23/11? This is all so new and I am really determined to get started on cleaning up my credit. I have received my credit report and I have many closed accounts but to be honest this was during the time of me being admitted to the hospital from 2002-2005. I do not recall having these accounts and I can remember disputing some of them 2 yeasrs ago on-line through the credit bureaus but the response from them was validated which made me very discouraged. After reading and researching I see that they use a system called Oscar and automatically makes those decisions? SO is possible for me to dispute those again with the dispute letter from this website. If so do I send the dispute letters to the collections/attorney agencies too? I received another letter from another law office last week to for another account? Should I just send the dispute letter? I really appreciate all your help and guidance....thank you, thank you!
  2. Im in desperate need of help. I received a certified letter from Midland but failed to respond. I showed up on the assigned court date. My name was never called so after all other cases were heard I met with the lawyer that was representing Midland. I explained to him that I sat in court without my name being called. He wrote my name and asked me to fax over my information. I did this without any follow up from the firm until last week when I received a notice regarding garnishment. First of all I am a single mother of 2 reveceiving disability ($1,472) and work part time making ($563) this is based upon what I am able to work. If someone can help please.
  3. Im in desperate need of help. I received a certified letter from Midland but failed to respond. I showed up on the assigned court date. My name was never called so after all other cases were heard I met with the lawyer that was representing Midland. I explained to him that I sat in court without my name being called. He wrote my name and asked me to fax over my information. I did this without any follow up from the firm until last week when I received a notice regarding garnishment. First of all I am a single mother of 2 reveceiving disability ($1,472) and work part time making ($563) this is based upon what I am able to work. If someone can help please.
  4. hang in there, things will get better with time and patience. stay focused and positive you are going through a difficult time. i was recently sued by the same midland funding i reside in rhode island. i appeared in court the judge never called my name so i went to the attorney afterwards informing him of my medical issues and he told me to mail it to his office. i faxed and mailed the information to him with no response. unfortunately, i did not send it certified but did leave a voice mail the other day after receiving my credit report that reflected a judgement against me....can someone tell me what to do. i must admit i am one to talk because i received my credit report on 11/30/11 discovered this forum and feel motivated to get started but must admit it is a little overwhelming with all the information.