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About rej

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  • Birthday 04/08/1966

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  1. My hospital bill went into collection after several months of battling with the insurance company (TriCare Retired) they finely paid the hospital. How do i get this collection removed from my credit report?
  2. current creditor comcast client # xxxxxxxxx our file # xxx total due $7xx.xx Dear Consumer, this account has been placed with our office for collection by the above-mentioned creditor. the above listed amount is now due and owing. If you have any questions, please contact us at 888-xxx-xxxx Unless you notify this office after receipt of this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. If you notify this office in writing within 30 days from receiving this notice that you dispute the validity of this debt or any portion thereof, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. if the above creditor is not your original creditor, we will provide you with the name and address of the original creditor, if you make such a request within 30 days from receiving this letter. As of the date of this letter, you owe $7xx.xx. because of interest, late charges, and other charges that may vary from day today, the amount due on the day you pay may be greater, Hence, if you pay the amount shown above, an adjustment may be necessary ofter we receive your check. in which event we will inform you before depositing this check for collection. For further information write the undersigned or call 888-xxx-xxxx. If payment has not been made and no dispute currently exists, you may pay by credit card, by filling the information below and returning it to our office. Sincerely, Collection Department This is an attempt to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector. If you choose to pay this amount due by credit/debit card or by check over the telephone, you may be charged a convenience and processing fee. in the alternative, you may always mail your payment directly to our office, at xxx AS REQUIRED BY UTAH LAW, YOU ARE HEREBY NOTIFIED THAT A NEGATIVE CREDIT REPORT REFLECTING ON YOU CREDIT RECORD MY BE SUBMITTED TO A CREDIT REPORTING AGENCY IF YOU FAIL TO FULFILL THE TERMS OR YOU CREDIT OBLIGATIONS
  3. Last December I received a dunning letter from Stellar Recovery, I sent a DV letter within the thirty days have green card in hand. Stellar received my letter on Jan 6 and the collection was removed from all three cr on Feb 3 and it has not been placed back on my cr. Stellar never responded to my DV letter but they are calling every day. I never answer the phone and it is a recorded message that if this is not rej to hang up or press 2 it this is rej press 1 then it goes on to say contact Stellar Recovery at 888-xxx-xxxx it is my understanding that they have to stop all collection activity until they have validated the debt. I live in Utah and it is for a cable company would this be considered an open end account? If so the SOL is 4 years and it is getting very close to SOL. If they do sue me can i claim FDCPA violations for the phone calls and should i back the voice mails up. One last question they are calling my cell phone and in no way did i give consent for them to call my cell phone. How do i make them stop calling my cell phone.
  4. I have not looked at my credit report in years and need to get this off my credit report. I had an outstanding bill of about $3000 that i paid. The OC misplaced the payment and turned it over to collections. The collection received a judgment against me for the outstanding amount i started paying the outstanding amount. After paying about half of the judgment i recieved a letter from the OC stating that that they had mad a mistake and had found the misplaced payment stating that they had recalled the collection and all actions that had been taken against me. The CA also refunded all of the money i had payed. I am sending a dispute to the CRA tomorrow with the letter hoping that they will remove this from my file. Should i include anything else with my dispute. Also should i contacting a lawyer for any possible violations
  5. saw this and could not believe it. put in jail over a medical bill. what has this come to just glad i do not live in Illinois, Georgia, Louisiana, Michigan, Ohio, and Washington
  6. I have an appointment tomorrow with the TRICARE office. Lets see what they have to say about this hopefully she can get it taken care of for me. Maybe i should rename this the TRICARE info post:D. I will post what they have to say after I talk to her tomorrow. Maybe she can clear this up for me and i can deal the the OC directly.
  7. I received a dunning letter today for a medical bill that tricare did not pay all of the bill my co-pay little over $100. Has anyone sent a PFD and a DV at the same time. Would it not be easier to delete than to validate? Any thoughts on this tactic.
  8. 3 years oral 3 years written 5 years Promissory 3 years Open-ended Accounts State Statute: Open Accounts:ยง1-52.1
  9. Also remember any payment you make will restart the SOL and then they could sue you
  10. I have the same problem but my wife did use my health insurance so would i have any recourse in this matter? Mine is still owned by the OC and assigned to a CA.
  11. i have checked my cr's it is on all three
  12. I had a car repo in 2007, I bought the car in California and the SOL for a contract is 4 years, but the car was repo in Utah and the SOL is 6 years. I am trying to buy a house and this could be a big problem depending on what SOL i am stuck with. So which state does it go by?
  13. What I have done is disputed the TL with the CRB and after I send the second letter and still get no reply. My next step is to send MOV to the CBR with the two letters and receipts from the letters and demand that they remove the Tl from my report that they did not verify the TL. Stating that the JDB could not validate the debt to me.
  14. I have sent a DV to EQUABLE ASCENT FINANCIAL it has been thirty days and no response from them. I am going to send another DV letter on Monday. Equable Ascent Financial IS NOT LICENSED in my state. If they do validate this debt is debt validation consider an attempt to collect a debt? The only reason i even know about this is it is on my CR I have never received a call or letter from them.