gretchenNJ

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About gretchenNJ

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  1. I had my court date last week, and I am updating this thread for those searching for what to expect: So, I WON and have a dismissal with prejudice, so I can't even begin to write just how glad I am...couple of things about my experience: A) It goes without saying that make sure you respond to all correspondence and file all answers in a timely manner Stick to stating the facts, that's how I won my case, no need for a lot of verbage and legal mumbo jumbo C) I was so pleasantly surprised with my whole experience. Most people don't know what to expect in court, and are nervous and expect the worst. First, the judge was very nice (contrary to what I had read about him, take everything you read online with a grain of salt, even this post) and he explained the process, and he wasn't intimidating at all. Second, the lawyer from the JDB was really nice too. I know this won't be the case with all people, but he was very courteous, and he listened to my case, he proposed a settlement, when I said I did not agree and explained why (SOL, lack of documents provided by Plaintiff) he proposed a second settlement. And when I explained again that I did not think that was correct either, he said that then they would not pursue it further and I got my dismissal. It was all done so pleasantly, I swear, we could have been talking about the weather. D) Less is more. I let the Plaintiff lawyer do all the talking, I didn't admit anything, I simply stated that I needed the documents before I could agree to anything, documents that they didn't have. Again, I know this won't work for everyone, but my strategy was a calm, polite, and quiet demeanor and it won. I saw a belligerent defendant not get what they wanted, and I was lucky enough that I did. AA
  2. I had my court date last week, and I am updating this thread for those searching for what to expect: So, I WON and have a dismissal with prejudice, so I can't even begin to write just how glad I am...couple of things about my experience: A) It goes without saying that make sure you respond to all correspondence and file all answers in a timely manner Stick to stating the facts, that's how I won my case, no need for a lot of verbage and legal mumbo jumbo C) I was so pleasantly surprised with my whole experience. Most people don't know what to expect in court, and are nervous and expect the worst. First, the judge was very nice (contrary to what I had read about him, take everything you read online with a grain of salt, even this post) and he explained the process, and he wasn't intimidating at all. Second, the lawyer from the JDB was really nice too. I know this won't be the case with all people, but he was very courteous, and he listened to my case, he proposed a settlement, when I said I did not agree and explained why (SOL, lack of documents provided by Plaintiff) he proposed a second settlement. And when I explained again that I did not think that was correct either, he said that then they would not pursue it further and I got my dismissal. It was all done so pleasantly, I swear, we could have been talking about the weather. D) Less is more. I let the Plaintiff lawyer do all the talking, I didn't admit anything, I simply stated that I needed the documents before I could agree to anything, documents that they didn't have. Again, I know this won't work for everyone, but my strategy was a calm, polite, and quiet demeanor and it won. I saw a belligerent defendant not get what they wanted, and I was lucky enough that I did. AA
  3. I had my court date last week, and I am updating this thread for those searching for what to expect: So, I WON and have a dismissal with prejudice, so I can't even begin to write just how glad I am...couple of things about my experience: A) It goes without saying that make sure you respond to all correspondence and file all answers in a timely manner Stick to stating the facts, that's how I won my case, no need for a lot of verbage and legal mumbo jumbo C) I was so pleasantly surprised with my whole experience. Most people don't know what to expect in court, and are nervous and expect the worst. First, the judge was very nice (contrary to what I had read about him, take everything you read online with a grain of salt, even this post) and he explained the process, and he wasn't intimidating at all. Second, the lawyer from the JDB was really nice too. I know this won't be the case with all people, but he was very courteous, and he listened to my case, he proposed a settlement, when I said I did not agree and explained why (SOL, lack of documents provided by Plaintiff) he proposed a second settlement. And when I explained again that I did not think that was correct either, he said that then they would not pursue it further and I got my dismissal. It was all done so pleasantly, I swear, we could have been talking about the weather. D) Less is more. I let the Plaintiff lawyer do all the talking, I didn't admit anything, I simply stated that I needed the documents before I could agree to anything, documents that they didn't have. Again, I know this won't work for everyone, but my strategy was a calm, polite, and quiet demeanor and it won. I saw a belligerent defendant not get what they wanted, and I was lucky enough that I did. AA
  4. Who is suing Midland Funding LLC (represented by Pressler & Pressler) Age of account Opened in 2002. Last payment in March of 2006 Original Creditor Dell Financial Services Items Requested in Discovery Credit Application Credit Card Holder Agreement Receipts for Purchases Day one History of account Documents that State the Choice of law Provision Response so far has been a printout of all transactions and payments on account from inception to charge-off. Thank you for your help!
  5. Hello, Does anyone have any experience in going to Special Civil Part in Mercer County, NJ? I have a court date in 2 weeks, and I have read some pretty discouraging stuff on the internet that the judge I have been assigned typically sides with the Plaintiff and a credit card statement print out is enough to prove their case. Please help!
  6. Thank you all for your responses. I have a court date in 2 weeks, and haven't received much besides a printout of an electronic credit card statement for Dell Financial Services. Any advice on what to expect on my court date (Mercer county, nj) will be much appreciated.
  7. I was served with a lawsuit from a JDB in September 2011. My state's statute of limitations is 6 years. The last payment that I made on this account was 3/14/2006. My court date for a hearing is 3/28/2012. So far I have responded to all interrogatories as denied, and I have sent a discovery to the Plaintiff (Pressler and Pressler) with little response back (just a printout of a statement so far). Can I use statute of limitations for this case or not, since I was served in August, but when my court date is scheduled, I would have reached 6 years. Thanks!
  8. NJDefendant I know that it is probably silly question, but when you responded to interrogatories/admissions, did you retype all the questions and answers? And what paper did you sign with the response? I'm working on sending mine in now. My court date got moved to a month later too, I got a notice in the mail. When are you going to court? Thanks
  9. NJDefendant, I'm in the same boat as you. I have a court date fast approaching, yet don't know what will happen when I got.
  10. Hello, I have been using this forum in my response to Pressler & Pressler Here's my timeline I received a notice that I am being sued. Amount is roughly three thousand. I responded stating that I am unaware of this debt and plaintiff hasn't provided any information that confirms this debt. I received interrogatories and request for admissions. Haven't yet responded, but I still have a few weeks. I responded with discovery, stating 5 things including credit card agreement, register receipts, statements, etc. Haven't heard back yet but already got a court date in Mercer County in one month. I don't see enough information on here about what happens if you go to court. I hear a lot of scary stuff that Pressler own NJ courts and the judges. I would love to hear experience in NJ courts. Thanks