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About famedash

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    new jersey
  1. Thanks for the info everyone, I will get to reading this weekend and if I have questions/problems or even concerns of my answer to the complaint, I will keep you guys up to date.
  2. it states: I am having trouble comprehending all the fat of words they are speaking here, so does this mean that if I deny then I will also have to submit a signed and notarized Affidavit claiming that I deny their complaint against me?
  3. do you mean this? judiciary.state.nj.us/rules/part4toc.htm or would it be judiciary.state.nj.us/rules/r5-5.htm RULES GOVERNING THE COURTS OF THE STATE OF NEW JERSEY sorry I cant post links using the URL to click
  4. What or were are RCPs? Sorry I am not too familiar with the legal jargon, I have been following quite along pretty well with other abbreviations, but RCP no too much.
  5. Yes I looked up the SOL for NJ, but since they are claiming the time 1-31-08 to 2-2-12 would still be entitled within the SOL for NJ, no? I have already downloaded the pdf file to Answer the summons, but I was looking for other forms that I would need to help propel my case. I wanted to have these forms already printed out and ready to be filled in as I am a fulltime worker, full time student, and a new father to a 7 month old. I know there is a lot of research that has to be done on my part, but I just need a little help thats all. I have been lurking through other peoples cases on here and have been taking notes but I just havent seen where people were getting their forms from or if they were just typing it up themselves.
  6. Yes I have (35) days from the day I have been served which is 2-7-12 to answer. The only listed complaint in the summons is:
  7. any feed back on how to proceed? Do I have to post more to get some assistance? Can anyone help me to find where do I get these forms to respond in NJ (Hudson County)
  8. 1. Who is the named plaintiff in the suit? Midland Funding LLC 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Pressler & Pressler of Parsippany, NJ 3. How much are you being sued for? total amount: 3,705.23 4. Who is the original creditor? Capitol One Loan 5. How do you know you are being sued? Received Summons/Complaint 6. How were you served? mail 7. Was the service legal as required by your state? I do not know, as it was mailed to me, not served by anyone in person 8. What was your correspondence (if any) with the people suing you before you think you were being sued? I do not remember taking this loan or a loan at all, as I would need proof since I can not remember this at all 9. What state and county do you live in? NJ, USA 10. When is the last time you paid on this account? it just says from 1-31-08 11. What is the SOL on the debt?7 years 12. What is the status of your case? Suit served? Motions filed? A summons/complaint has been filed against me 13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) This was my first time receiving something from Midland LLC, they called before but wanted my SS# before identifying themselves 14. Did you request debt validation before the suit was filed? No, but I wish I had 15. How long do you have to respond to the suit?35 days from 2-7-12 to answer the complaint. They are claiming: 1: "Midland Funding is now the owner of the defendant(s) Capital One Bank account number: XXXXXXXXXXX which is now in default. There is due the plaintiff from the defendant(s) MY NAME account # XXXXXXXXX the sum of $3,206.09 plus interest from 1-31-08 to 2-2-12 in the amount of $355.90 for a total of $3561.99. I did not recieve an interrogatory with this summons, only a sheet of what choices of what to do (initially posted in OP) and a sheet on adjournment procedures 16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? They did not attach anything along with the complaint. The only pages I received were: (1) special civil part summons and return of service page 2, (1) summons/complaint page, (2 in english and spanish) Summons, you can do one or more of the following things, and finally (1) Trial Adjournment Procedure page Hopefully this info will better assist in someone helping me fight back
  9. Just got a letter from court labeled: Special Civil Part Summons and return of service they filed the summons with Superior Court of NJ Law Division Hudson Special Civil Saying Midland Funding LLC is now the owner of my Capitol One account, account number: XXXXXXXXXXXXXXX which is now in default. That I owe them $3,206 plus interest from 1-31-08 to 2-2-2012 in the amount of $355.90 for a total of $3,561.99. It says I can do one of 3 things: 1) answer the complaint 2) resolve the dispute (call and do payment plan) 3) Get a lawyer I do not know what to do? I do not remember having an account with Capitol One ever. I have been reading on peoples stories, some horrific and some successful. I need help in every shape, form or creed in beating these people. Where do I start? What forms should I get? I work full time and go to school full time and need assistance please.