So trail is set for this Thursday and now I'm very nervous. Here are a few tips from my attorney advising me: "Ok, well at this point they can use any information they sent you in discovery or any information you sent them in discovery (referring to the Plaintiff now responding to the CCP 96). The main point will be to point out that the bill of sale predates the creation of the account- so how could they possibly have yours? My pointers would be to object to any documents that the other side tries to present into evidence. Hearsay is the most common objection you will need to raise and they will counter with claiming that the stuff is business records (check out Evidence Code 1271). If you get called to the stand, answer everything honestly and to the best of your recollection, if you do not know or don't remember that is OK and don't let them badger you. Just say I don't recall. Bring the discovery responses with you. Sometimes it helps to make a list of all the documents and write down a list of objections for each document. If a document is not in your list of production during discovery object for ccp 96. Otherwise object for hearsay for everything else. They will say it's allowable because it is a business record and not hearsay. And your response will be that it is hearsay and not a business record because the document was not produced and maintained by the plaintiff- it was created by the original creditor." Anyone have any other words of encouragement? They else I should prepare for?