Flappy

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About Flappy

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  1. Yes Thanks for Responding they'll have 2 months to do anything before BK. Plus all I own is protected under Tennessee's 10,000. dollar Wildcard Exemption all Debt is in my name only my wife will not File our home is Exempt and I'm self employed.
  2. Perhaps if I lose in Court I'll file an Appeal that should buy some time. Time enough for my BK to commence. Think that would work?
  3. Flappy nascar Hello: I am being sued in Tennessee by Synchrony Bank who alleges they acquired my Debt from GE Capitol who somehow bought or financed a Amazon account. I've been to General Sessions Court twice first I denied Alleged Debt. Second time I asked for more evidence from a Javitch Block Lawyer because the statements from Amazon did not start with a Zero Balance and I also wanted to know why Synchrony Bank had standing to sue me. Now comes round three in Court in June. Synchrony's Lawyer sent me a letter saying GE Capitol became Synchrony but it d
  4. Hello: Nascar I am being sued in Tennessee by Synchrony Bank who alleges they acquired my Debt from GE Capitol who somehow bought or financed a Amazon account. I've been to General Sessions Court twice first I denied Alleged Debt. Second time I asked for more evidence from a Javitch Block Lawyer because the statements from Amazon did not start with a Zero Balance and I also wanted to know why Synchrony Bank had standing to sue me. Now comes round three in Court in June. Synchrony's Lawyer sent me a letter saying GE Capitol became Synchrony but it doesn't say how my Account came to be owned by Synchrony.  Is this hearsay if my account from Amazon is not specifically stated as purchased by anyone besides Amazon? All I received was what appears to be a blanket purchase or name change of Giant Banks. Oh, PS:  I'm filing Chapter 7 in August of this year what's your thoughts on my June Court Date?  I know they could be Granted a Judgement against me and I could Appeal if needed. I only need this 2 or 3 month window before filing BK how quickly can or do these Law firms try and recover anything I'm self -employed. MY assets should fall under the Wildcard Range and I will list what I have as Exempt. My home is Tenancy by Entirety so as I understand the law it's off limits as well. Your thoughts?

  5. I had a checking account about ten years ago with a Bank in Kentucky. I closed the account and forgot about it. After applying for a loan at my present bank in Tennessee I was denied credit because of a auto loan that was in my name and was in default. I told my banker I had NO loans of any kind for cars etc. He gave me the account number of the loan the banks name which happened to be the one I'd had a checking account with years ago and a copy of my credit report. I contacted the bank and they were adamant that I most certainly had a loan with them that was in default. I asked for a copy of